Is there a max overall credit limit?

[frogfan12]

At what point do CCCs collectively decide to stop issuing someone credit based on their income? For example, if someone makes $60K a year (and has excellent credit), what is their credit limit threshold? I'm just curious.

[visorboy1974]

I believe it all varies by creditor

[learnin113]

I'd like to know this.  Cuz I'm feeling like I kinda reached mine

[quest208]

whats your highest cl

[boomhower]

In general from I've seen it varies greatly from bank to bank.  BOA in particular seems to really keep track of your overall credit availability.  Others just care what their exposure is and could care less about your overall credit availability.

[bichonmom]

I'd like to know this, too. Somehow I think it's probably one of those credit mysteries we'll never be privy to.

[Anonymous]

im sure for the 1% ther is not a cap

[frogfan12]

My highest CLs are $5K. I don't necessarily want a higher CL but I was just wondering how some people got lines of credit for $25K. Even with a $100Kish income, that's still a lot of credit to extend.

[CS800]

All about the money you got and your credit. I wonder what Warren Buffet has as CC

[Anonymous]

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@CS800 wrote:

All about the money you got and your credit. I wonder what Warren Buffet has as CC

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dont he have his own bank?