Hello again...I am so thankful for the continuous knowledge shared through this forum every single day. Today I am hoping to gain some new knowledge regarding payments to Discover.
Discover's policy when processing "multiple payments" within a 3-day window may result in a delay up to 8-days to adjust our "available credit limit," ...is the worst. Especially when your next statement generates inside that 3-day window and you need to lower your card's utilization.
I am basically looking for a "workaround" to Discover's .... (1) no more than 2 payments/bank account in same day limits, and (2) to Discover's "processing delays" for multiple payments made 1-3 days apart. My husband's statement will generate at the end of closing tomorrow (10/12) so hoping to avoid "processing delays" or hiccups.
Only way I know how to explain my situation is like this....
- Say I already made 2 payments from two different bank account to my husband's Discover it Chrome card today? (So I already hit Discover's two-accts in same day limit). Will Discover reject any of my payments if my husband's bank also "pushes" another payment today...(this would be a 3rd payment in the same day)...?
- Say my (2) payments are processed today, and my husband's bank "pushes" a payment tomorrow...is this a good "workaround" to avoid Discover's "processing delays" when we need to make multiple payments in a 3-day window?
In regards to "pushing" payments to Discover to pay back to back payments (within 1-3 ays), has anyone every experienced these "delays" anyway, stuck waiting up to 8-days before Discover adjusted your "available credt"?
Thank you for any info or advice that may have worked for you when making payments to you Discover card account.
