IME, at one point I was managing 24 credit accounts, about HALF of what your managing. I realized time spent doing so was not worth it FOR ME.
Consider 3 potential pitfalls:
A) increased chances of fraud \risk.
B) increased chances of accidentally missing a payment. (I did this😕)
C) increased mental anguish/anxiety level. (This happened to me.)
In the end, there isn't much that your accomplishing with 50 credit cards that can't be accomplished with 5-10 credit cards. Of course, were all different, if it's a hobby for you, then so be it. Just my 2 cents, FWIW.
I definitely think there is such a thing. If you're applying for more cards and aren't using the ones you already have, then yes, you have too many cards. If you are juggling so many cards and begin to miss payments because cause you forgot about them (one should really have all cards on auto pay, at least the minimum), then yes, you have too many cards.
However, it's completely individual. Some can and only want to manage a few, like myself. There are others that can manage 50+ and I believe there is a member here with 95 cards. Then on the extreme you have one guy that manages 1600+ cards. I couldn't imagine printing off that credit report.
Personal:
