@JGGM wrote:
@Remedios wrote:@JGGM I'd wait till the 1st of the following month if you just got under 5/24. If one of those cards is what you want, apply after the 05/01.
I've seen denials for applying in the same month.
@Remedios - I am definitely waiting till May to do anything - just to make sure their system recognizes me under 5/24. I was, more or less, in shock to actually see the "prequalified" note, as I have never had that show up before. For what it's worth, on the 'pricing and terms' section for the CSP, there's not a range, it just says 19.24% - which I don't care about as I won't be carrying a balance on it.
The fact that it's a single rate rather than a range confirms that it's a true prequalification.
@JGGM wrote:Hey there MyFico world! I logged into my chase account this morning and saw these cards with "You're Pre-Qualified" next to them. Is this Chase's way of giving me a green light to apply? As of 4/13/19 I am 3/24 - I was 5/24 prior to the 13th. I know I can go in-branch and ask if I have any offers, but that's a bit inconvenient (closest Chase branch to my office is 20 miles).
Current Fico8 scores in signature. Have $100k+ in available credit (less than 1% utilization), paid off auto loan, and owe about $400 on a 0% furniture installment account (balance was originally $8,500). Income $105k. One negative item: paid-in-full charge off from 2013.
IDK. No green check marks.