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Is this possible?

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Anonymous
Not applicable

Is this possible?

I know that everyone here hate CreditOne.  I am curious if there is any way to ask for a CLI though?  I don't have a monthly fee, but I do have an annual fee.  They gave me a CLI with the first cut statement, however I don't think they have an automated way to request a CLI?  I just want to get my limit as high as I can with this card.  I will probably cancel it as soon as my credit gets to a better level, and my scores come up.....or whenever the statement hits before the annual fee.

 

Is there a way to request a CLI online or backdoor number access?  Has anyone had any luck getting a CLI from this bank?

Message 1 of 7
6 REPLIES 6
takeshi74
Senior Contributor

Re: Is this possible?

Not everyone hates them.  Most just don't see using them as worthwhile.

Message 2 of 7
Anonymous
Not applicable

Re: Is this possible?

i'm using them as a rebuilding tool.  I am just wondering about getting a CLI so that I can hopefully start builing my credit Util numbers

Message 3 of 7
Anonymous
Not applicable

Re: Is this possible?


@takeshi74 wrote:

Not everyone hates them.  Most just don't see using them as worthwhile.


Agreed..

Message 4 of 7
sobeone1
Regular Contributor

Re: Is this possible?

I owe every credit card I have to them and Fingerhut. They where my first credit. They gave a an auto cli after 2 months but what the heck call them. All they can do is say no then ask when are you elgible next. I only kept my Credit one for 5 months then closed it. By then I already had a bunch of regular credit cards. Good luck

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 5 of 7
Anonymous
Not applicable

Re: Is this possible?

Should I just call the number on the back of the card?  Sounds like I'm heading in the right direction at least. 

Message 6 of 7
Anonymous
Not applicable

Re: Is this possible?

They usually charge for requested CLI.

They aren't just "not worthwhile" They're downright useless and only serve to kick people while theyre down with the nickel and diming.
Message 7 of 7
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