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How do you calm this in the rebuilding process when you see a score increase like 2x a month? What score did you get to where it subsided?
You could actually go to the shooting range!
ive noticed from reading this forum that when your scores are low but you change your habits and trying to rebuild your scores will increase more often unlike scores in the upper 600s up to the 800s. its like when your really heavy and start exercising and you lose weight faster then somebody of normal weight. but when the heavy person stops and starts eatng like they used to they gain weight alot faster or in your case start making decisions that will negatively effect your fico then the damage will be more then if you had higher scores. idk if anybody is gonna understand what i said but, just know you dont want to lower your fico score anymore because you want to reach your goal. that should cure the itch to app.
also your not alone i really want to app for the amex zync or discover more. but im in the garden so i just read approval stories on here hahah.
@Anonymous wrote:ive noticed from reading this forum that when your scores are low but you change your habits and trying to rebuild your scores will increase more often unlike scores in the upper 600s up to the 800s. its like when your really heavy and start exercising and you lose weight faster then somebody of normal weight. but when the heavy person stops and starts eatng like they used to they gain weight alot faster or in your case start making decisions that will negatively effect your fico then the damage will be more then if you had higher scores. idk if anybody is gonna understand what i said but, just know you dont want to lower your fico score anymore because you want to reach your goal. that should cure the itch to app.
Haha this is a great analogy and yes it's harder to get a better score when your on top and even harder to keep it!!
@Anonymous wrote:How do you calm this in the rebuilding process when you see a score increase like 2x a month? What score did you get to where it subsided?
about 700 for EX/TU, stuck at 659 with EQ.
Choose your long term credit goal over instant gratification.
Some float an app every time their score inches up or keep going until someone says yes just to feel the rush of approval, LOL!
It is hard to break the instant gratification habit but it gets easier every day
Haven't been to the range in like a year lol