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J Crew is moving from Bread to Synchrony

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Scottisthename
Contributor

J Crew is moving from Bread to Synchrony

Looks like Bread has lost another one as the portfolio is moving to Synchrony. Not sure of the dates as Bread is still accepting applications. The good news is that there will now be a store version and a Mastercard. 

https://investors.synchrony.com/news-events/financial-news/detail/449/j-crew-group-partners-with-

Message 1 of 7
6 REPLIES 6
ptatohed
Senior Contributor

Re: J Crew is moving from Bread to Synchrony

I have no idea what J Crew is.  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 2 of 7
WarCulture
New Member

Re: J Crew is moving from Bread to Synchrony

I believe he's talking about the clothing brand

FICOs: EQ - 730 / TU - 735 / EX - 736
WALLET: CL 70K / UT 1%

"An investment in knowledge pays the best interest." - BF
Message 3 of 7
coldfusion
Credit Mentor

Re: J Crew is moving from Bread to Synchrony


@WarCulture wrote:

I believe he's talking about the clothing brand


Yep.  Mall-centric clothing chain that also sells online,  not unlike Gap or Old Navy.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 7
Anonymous
Not applicable

Re: J Crew is moving from Bread to Synchrony


@ptatohed wrote:

I have no idea what J Crew is.  


Typing J Crew into your favourite search engine (unless it's a really bad one) would have the answer much quicker than posting (and if you don't know what J Crew is, this thread is probably not for you)

Message 5 of 7
ptatohed
Senior Contributor

Re: J Crew is moving from Bread to Synchrony


@Anonymous wrote:

@ptatohed wrote:

I have no idea what J Crew is.  


Typing J Crew into your favourite search engine (unless it's a really bad one) would have the answer much quicker than posting (and if you don't know what J Crew is, this thread is probably not for you)


Ok

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 6 of 7
jbelinc
Established Member

Re: J Crew is moving from Bread to Synchrony

This is from the credit card website:

J.Crew Credit Card

On April 26, 2024 J.Crew Credit Card accounts, currently issued by Comenity Bank, will be acquired by Synchrony Bank. Because of this, we are no longer accepting new applications through Comenity Bank. More information will be mailed in the coming months. Please reference jcrew.com/credit for the most up to date information.
 
Loooks like Comenity loses another one. I'm still upset about the loss of my Overstock card.
Message 7 of 7
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