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J.Crew luv button: 7-10 day wait?

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MontegoMack
Frequent Contributor

J.Crew luv button: 7-10 day wait?

I was approved for J. Crew about a month ago and I hit the button a few days later for a little CLI bump. YAY! I tried again today and got the 7-10 day wait. 

 

Could this be a HP?

Could I be declined?

 

Ugh.

AmEx Platinum - AmEx BCP - Chase Freedom - NFCU Platinum - Chase Amazon Prime - Citi Costco - Citi Best Buy
Message 1 of 10
9 REPLIES 9
SunriseEarth
Moderator Emeritus

Re: J.Crew luv button: 7-10 day wait?

AFAIK, the 7-10 message from Comenity backed cards is typically a denial.  Also, it should just be SP for their CLIs



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 2 of 10
FocusedAndDetermined
Senior Contributor

Re: J.Crew luv button: 7-10 day wait?

I believe the rule of thumb is to wait about 30 days between CLI requests. 

Message 3 of 10
shane82388
Established Contributor

Re: J.Crew luv button: 7-10 day wait?


@FocusedAndDetermined wrote:

I believe the rule of thumb is to wait about 30 days between CLI requests. 


Yeah thats a no go...but ive basically got a CLI every 30 days since having the card...started with $750 i think...and im at 1450 now. +200 / +200 / +300

Message 4 of 10
Anonymous
Not applicable

Re: J.Crew luv button: 7-10 day wait?

J. Crew won't send me luv. Smiley Sad. I've only gotten a pop-up from Victoria's Secret - I don't want that one. 

Message 5 of 10
shane82388
Established Contributor

Re: J.Crew luv button: 7-10 day wait?

Keep trying!
Message 6 of 10
FinStar
Moderator Emeritus

Re: J.Crew luv button: 7-10 day wait?


@SunriseEarth wrote:

AFAIK, the 7-10 message from Comenity backed cards is typically a denial.  Also, it should just be SP for their CLIs


+1

 

Wait for the letter to provide the reasons and you can try again eventually.

Message 7 of 10
silverzgirl
Regular Contributor

Re: J.Crew luv button: 7-10 day wait?

In my experience, the 7-10 on Comenity cards is always a big fat denial. However, it has never been a HP, which is nice. And I think they send scores with adverse actions.

Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742 EQ-710 TU-709

Currently: NFCU Platinum Visa 18K, BECU Visa 15K, Navchek 15K, Vystar+ CU Platinum Visa 10000, AMEX Delta SkyMiles 9K, Military Star 8200, Nordstrom VS 7800, Macys 7600, Lowes 6K, Pier 1 6K, Mohawk Floor 4500, TJX Mastercard 4K, Pottery Barn 4K, Amazon 3600, Talbots 3000, Barclaycard 2400, Ann Taylor 2280, Ballard Design, 1500, Victorias Secret 750, NY&CO 500, J.Crew 300



Message 8 of 10
kroberts67
Established Contributor

Re: J.Crew luv button: 7-10 day wait?

Wait a month + a day for J Crew.  The way mine worked:  I had to wait until not only for the statement post to my account, but I had to wait until I got that email stating it's ready.  Then try, but add a day from when you tried last month.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 9 of 10
shane82388
Established Contributor

Re: J.Crew luv button: 7-10 day wait?


@kroberts67 wrote:

Wait a month + a day for J Crew.  The way mine worked:  I had to wait until not only for the statement post to my account, but I had to wait until I got that email stating it's ready.  Then try, but add a day from when you tried last month.


Yeah i bet that will work for you.

Message 10 of 10
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