JCPENNY CLI' S HARD OR SOFT PULL

[tray]

Hi everyone, I have had this card since April can anyone give me advice is it too early to ask for a cli, also is it a soft pull or a hard pull (I hope it is a soft pull like Macy's) and do I just speak to a customer service representative.

Thanks for any advice

[Anonymous]

I'd recommend waiting 4 statement cycles at a minimum.

[makingitbetter]

Hi Tray. A JCP CLI is a soft pull. You can go on their website and request a CLI. However, if I were you I would wait a few more months.

[Anonymous]

I opened my JC Penney account at the begining of March.  I applied at my local store and was approved for $800.00   I've used it lightly since then off and on.  For the last couple of months I've not used it at all.

Yesterday, I decided to  try for a CLI online.   I clicked the button on the website and was given an increase of $ 1,000.00.  I now have a CL of $1800.00  I then went to check my credit reports and did not notice a hard inquiry.  

I say go for it, of course that is just my opinion.

Message Edited by mainemedic on 07-21-2009 09:29 PM