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so i had paid my bal from 738 to 370 on my card in feb...i did it before my statement closing of 3/5. so i have been waiting here now almost 2 weeks later and no updates on CR's so i called to day and asked them why. the CSR said that Jared updates everyones account on the 23rd of each month no matter when your closing date is....so this turned in to a advantage for me because my next up date will be $283 because i just paid it...so this means in just over a month i paid my bal down $500... hope for a very very nice score boost