Based upon what I've read and seeing Jared/Kays accounts listed in people's profiles, 692 seems doable with either lender. 
Starting Score: 675
@acevesf wrote:thanks drkaje, I just hope they pull transunion! (probably head to Jareds and give it a shot today)
Good luck, Man!
My girl's been itching for a ring so bad she's gonna need cortizone injections, LOL!
One marriage was enough for me.
@acevesf wrote:Yea my girl more than deserves it by now (6 years eek)
Mine hits the 7 year mark in June, LOL!
You shouldn't have any issues with Jared's card and limit.
Like posted earlier, tell them what you have in mind and make sure you put down 20% and it will be on one of the special finance plans at zero for X months.
Congrats! Have fun selecting her ring
@acevesf wrote:well I haven't gone to Jared yet....as I sit here pondering
I wonder if I should apply for Blue Nile financing first? their prices are cheaper and was wondering if I should try them first BUT what would that inquiry do to my chances with Jareds? decisions decisions
Unlike bank cards from the big boys (Citi, Chase, etc.), I don't think that Jared really cares about this sort of thing. Basically, they want to sell you some jewelry.
One thing to consider: you want to get a good stone, not just big and/or affordable. There's a lot to diamond-shopping. It can be a serious chunk of change, so you do want to get the best stone for your money.
