@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
@darwin_wins wrote:
How do you manage to take care of laundromat and still be on MF so much?
Also have you stopped apping? Are you going to be new Ron1?
P.S. : I wonder what happened to RON1Hmm.. Good mention as I forgot about him. He hasn't been on in a while. I hope all is well with him.
@Anonymous, how many credit cards do you have now?
Mercedes said EX showed 126 or something but I think my number is closer to 85... I need to do an update... I had hit 100 but then closed out a bunch of small Comenity and Sync cards because I was at exposure with them and didn't like the limits on the cards I actually wanted with them so I had dropped down to nearly 80 I think and then have since added a few.
Surely, something must have happened for you to want this money cards? Do you carry them all at once?
I'd love to see what wallet you use if you do!
Personal:
@CreditUnionFan wrote:
@Creditaddict wrote:
@CreditUnionFan wrote:
@Creditaddict wrote:
Advice for those coming into it... Ask lots of questions, take a minute to see how each of the answers might affect or play into your goals with credit and your lifestyle and then make an educated decision for yourself and MOST importantly... DONT DO SOMETHING OUT OF FEAR!
When you say "Don't Do Something Out of Fear"... How do you deal with FOMO - Fear Of Missing Out?
GOT ME... I don't deal with missing out very well when it comes to a hot new card
What defines a "HOT" card?
When they seem to be just approving everyone!
@Broke_Triathlete wrote:
@Creditaddict wrote:
@Broke_Triathlete wrote:
@Creditaddict wrote:
@Broke_Triathlete wrote:Hey CA,
What got you addicted to credit? What is your biggest tip for new people joining the forums looking for good advice?
I got addicted to credit because I felt it gave me power... In my earlier years up to Suze Orman time it was the power of things I couldn't do without credit and the power to impress people that didn't give a rats 15 minutes after I left... but as I have gotten older and fixed those mistakes I have learned that credit can be an amazingly powerful "TOOL" to achieve things... I would not have been able to buy my first laundromat if it hadn't been for credit and that has really changed the direction of my life over the last couple years.
Advice for those coming into it... Ask lots of questions, take a minute to see how each of the answers might affect or play into your goals with credit and your lifestyle and then make an educated decision for yourself and MOST importantly... DONT DO SOMETHING OUT OF FEAR!
That's awesome. Regardless of what Dave Ramsey or Suze Orman says, credit is important. They used it at points in their life. But they are so rich now it's easy for them to say, "Don't use that credit crap...lol"
Congrats on the laundry mat. Do you have other hobbies other than credit?
WINE... I love wine, I don't know a whole whole lot about it, but I know when I like it
My fiance could help you out with the knowledge. She's a level one sommelier! What's your biggest accomplishment in the world of credit?
I think it would be my relationship with Navy and Chase... they are by far my biggest lenders! (well I guess Sync since I was at $100k but blah!)
@Creditaddict wrote:Mostly updated: I tried to go over it real quick but not sure if im missing a couple.
Credit Card Banks Opened Limit Navy Federal Cash (AU) Navy 2011 $50,000 Navy Federal Cash Navy 2013 $25,000 Citi Double Cash (AU) Citi 2011 $32,500 Citi AA Business (AU) Citi 2012 $34,400 Home Depot (AU) Citi 2014 $25,000 Fidelity Private Client American Express (AU) Bank of America 2015 $40,000 Navy Federal NAVCheck Navy 2014 $15,000 Navy Federal NAVCheck (Joint) Navy 2012 $15,000 USAirways World MC (AU) Barclay 3/25/15 $25,000 Care Credit 2 (AU) Sync 2012 $6,000 Virgin America Sigi (AU) Comenity 2014 $23,000 Chase Freedom (AU) Chase 2008 $32,500 American Express Costco (AU) American Express 2011 $14,000 Chase Marriott Chase 2014 $18,500 Macy's American Express (Joint) Department Stores National 2012 $25,000 Discover it (Joint) Discover 2012 $5,250 Pottery Barn Comenity 2014 $14,400 Barclay USAir Business (AU) Barclay 2014 $25,000 West Elm Comenity 2014 $12,300 Navy Federal Platinum Navy 2014 $22,000 Navy Federal Platinum MC Navy 10/8/14 $25,000 Lowes Sync 2014 $17,000 Care Credit 1 (AU) Sync 2010 $5,000 Macys Store (Joint) Department Stores National 2012 $24,000 American Express SPG American Express 2011 $13,400 Best Buy Store (AU) Citi 2003 $2,900 Trek Comenity 2014 $6,500 PayPal Credit Comenity 2013 $2,650 Capital One Spark Cash Capital One 2013 $2,000 Motorola Comenity 2014 $1,700 HSN Comenity 2014 $2,600 Burbank City Visa Burbank City FCU 2014 $5,000 Ashley Furniture Sync 2014 $4,500 76 Gas Card Sync 2013 $5,000 Capital One Spark Miles Capital One $8,000 Bloomingdales Store Department Stores National 2014 $14,500 Nordstrom Store Nordstrom Bank 2014 $4,500 Gettington WebBank 2014 $1,000 Dillards American Express Wells Fargo 10/9/14 $1,000 Von Maur Von Maur 2010 $800 Express Next Credit Card Comenity 2013 $1,800 Best Buy MC Citi Oct-12 $5,000 Pier 1 Imports Comenity 2014 $5,250 J.Crew Comenity 2014 $9,050 Amazon Store Card Sync 2014 $6,000 Neiman Marcus Caspital One 11/5/14 $700 Banana Republic Visa Sync 11/28/14 $8,000 Ebates Visa Sync 1/6/15 $15,000 Equality Project Business Visa (AU) First Bank 03/019/2015 $10,000 Crate & Barrel Comenity 4/7/15 $7,000 Restoration Hardware Comenity 4/7/15 $10,600 American Express Simply Cash (AU) American Express $3,000 American Airlines (AU) Citi 4/1/15 $13,000 USBANK Business Charge (AU) US BANK 4/1/15 $10,000 USBANK Business Cash (AU) US BANK 4/1/15 $18,000 Marriott Business (AU) Chase 4/1/15 $5,000 Eddie Bauer Comenity 4/9/15 $900 Z Gallerie Comenity 4/21/15 $8,000 Ritz Carlton Chase 4/22/15 $30,000 BBVA Compass NBA Amex (AU) BBVA Compass Apr-15 $30,000 USBank Cash+ (Joint) US Bank May-15 $5,000 Brooks Brothers Citi May 5 2015 $2,000 CareCredit Sync 5/16/15 $9,000 Overstock Comenity 5/18/15 $6,000 Cabela's Visa World's Foremost Bank 5/28/15 $4,000 Osh Commercial Account Sync? 5/27/15 $4,000 American Express Plum for American Express 6/8/15 No Pre-Set American Express Blue American Express 6/8/15 $4,000 Mobile Citi 6/17/15 $1,500 Carsons (Bon Ton) Comenity 6/25/15 $30,000 British Airways Visa (AU) Chase 7/1/15 $10,000 76 Gas Commercial Sync 7/1/15 $2,000 Amazon Revolving Commercial Sync 8/1/15 $10,000 Lowes Commercial Sync 8/1/15 $2,000 Sams Business (no pg) Sync 8/1/15 $5,000 Equality Business First Bank 10/1/15 $10,000 Wayfair Comenity 10/15/15 $5,700 Frontgate Comenity 1/25/16 $5,500 United Chase 1/25/16 $10,000 Living Spaces Synchrony Financial 2/18/16 $2,500 Walmart MasterCard Synch 2/18/16 $6,000 Penfed Secured Penfed 2/1/16 $500 Penfed Thrifty Checking Credit Line Penfed 2/1/16 $500 Sams Store Card Sync 3/1/16 $7,000 Marvel MC Sync 4/20/16 $6,000 Blispay $5,000
Wow... What a time to be alive to see such a list
. How many do you use in a month? Have some been dormant for years? Do you try to utilize the rewards on each?
If so, isn't it a daunting task to do so?