Juniper

[Anonymous]

Some have mentioned credit limit decreases for different reasons from this company--what was the reason for your decrease?  if inquires how many did you have? if utilization--what was yours at the tim?  I have this card just trying to know all i can so that I can be careful--its one of my best CLs

[Anonymous]

My advice is use it- BUT keep keep all of your other accounts in good standing-

It was Junnys month to get a little love-  already paid-  

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AWLEGZ wrote:

Some have mentioned credit limit decreases for different reasons from this company--what was the reason for your decrease?  if inquires how many did you have? if utilization--what was yours at the tim?  I have this card just trying to know all i can so that I can be careful--its one of my best CLs

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[Anonymous]

I have a Juniper card as well.  Have had it just over a year with no complaints.  Not real happy with the APR(15.9%) but when I asked for it to be lowered they said I didn't qualify yet but did give me a CLI of $500.

[Anonymous]

Yeah thats what I was thinking Timothy--use but make sure all is good standings---I am averaging about 30 percent usgae of cards total--I plant o have them down to 15-20 by end of next week and at least 10 percent or under in February--all are in good standings so hopefully no problems---I got a 0 percent interest card thru May and got zero percent for Walmart for 12 mos--going to try to have all cards at zero balances if a balance no more than 25-50 dollars and just work with those 2 cards and just keep the others in some kind of rotation

[Anonymous]

thats good news durhc I have only had mines since Oct--I will be checking in 6 mos on an increae but if I dont get it will not complain will just try agaion at the year mark--I got fixed 11.99 interest rate--heck guess I cant complain same rate I got for my car loan LOL

[MidnightVoice]

Right now every CCC is getting careful about everything.  I have got a decent CL from Junny (it was my first over $5,000) but I didn't get a 6 month increase.  I MIGHT ask for a CLI after a year, but as I am an AU on DW's new Junny card with a CL of $15,000, I might not bother until I know AUs are no longer being counted.  Junny cdan be dodgy about multiple cards

[Anonymous]

Here are the comments left by people on CardRatings.com about Juniper:

http://www.cardoffers.com/partners/links/cardholders/details.asp?idmin=1190&tempid=124

I have one of thiers....since October, and have regretted apping for it. I'm seriously considering closing it. Not much you can do with a $400 cl.

[Anonymous]

I am seriously thinking about combining my Junny cards-

Anyone have any idea how open they are to this?

Seamiles is not getting enough love to make it worthwhile- but I love the APR on the Plat (though I never carry a balance).

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Sylviatob wrote:
Here are the comments left by people on CardRatings.com about Juniper:

http://www.cardoffers.com/partners/links/cardholders/details.asp?idmin=1190&tempid=124

I have one of thiers....since October, and have regretted apping for it. I'm seriously considering closing it. Not much you can do with a $400 cl.

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[phumanr]

Timothy,

Call their credit department during the 8:00-5:00 and ask them to combine your credit lines into one card....I just did this last week. The Rep said that they will close my two other accounts at consumers request.

I would be ver careful with Junny though....I was approved with other credit lines after opening my Junny accounts, and they cld'd me on all 3 cards...I was p****sed and wanted to close them.

Phumanr

[Anonymous]

Cool- I have opened 2 cards and 1 HELOC after junny

The cards are not reporting yet though-

Maybe - I have always PIF Junny- so they cant be too worried.  

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phumanr wrote:

Timothy,

Call their credit department during the 8:00-5:00 and ask them to combine your credit lines into one card....I just did this last week. The Rep said that they will close my two other accounts at consumers request.

I would be ver careful with Junny though....I was approved with other credit lines after opening my Junny accounts, and they cld'd me on all 3 cards...I was p****sed and wanted to close them.

Phumanr

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