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Just Approved!!! Should I ask for a CLI?

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Anonymous
Not applicable

Just Approved!!! Should I ask for a CLI?

Ok as you all knw I applied for the BP chase card Denied,recon and Got it well its not quite 30days they sent me a letter ask.  for verification! Then I called today bc I still hadnt got my card! anywhoo they said yes we recieved yr verification and yr CL is 600 i said I have higher TL why? so low Blah Blah he said well I do see where youve paid Installment loans but no revolving CC I said I paid on time never missed a payment and I have like 11 paid as agree so he said how about 1000CL ok I want 1500!!! should I call back and ask for more???? before they send me my welcome package! He used the same report also! from May 13,08
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Just Approved!!! Should I ask for a CLI?

not unless you want another hard pull. i say 3-6 months then risk another pull.
Message 2 of 5
haulingthescoreup
Moderator Emerita

Re: Just Approved!!! Should I ask for a CLI?

Aaack! If there's any way that you can back down the font and bold and color a bit, my 53-year-old Lasik-corrected eyes would be grateful. Smiley Happy

Anyway, from what I've read here, you generally can't get a CLI on activation, but you can always try. Be aware though, that they might use it as an excuse for another hard inq. In some score buckets (new to credit, rebuilding, etc.) that's no biggie; just so you're aware.

Good luck, and congrats on the bump up to $1K!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 5
nicemann
Established Contributor

Re: Just Approved!!! Should I ask for a CLI?



haulingthescoreup wrote:
Aaack! If there's any way that you can back down the font and bold and color a bit, my 53-year-old Lasik-corrected eyes would be grateful. Smiley Happy



Not to get off subject but I had Lasik surgery about 6 months ago.  I love it so far.  One eye is 20/10 and the other is 20/30.  My doctor believes the 20/30 will still fall in place.  Either way I went from being legally blind to now seeing like a champ.  Ok maybe my eyes are not 53 yrs old, but I have been wearing glasses for the last 22 years (6 yrs old).  It totally changed my life.
 
Now to get back on subject.....Great job on the CLI, but like others said, hold off on the other request.  No sense on getting another INQ because of it.
Message 4 of 5
Anonymous
Not applicable

Re: Just Approved!!! Should I ask for a CLI?

SOrry! the CRS used the same credit report! Ihavent had anymore pulls neither have i recieved the card yet just finishing up the verification process! But just kinda trying to see how far I can get??? 
Message 5 of 5
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