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Just One!

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L-TWT
Established Contributor

Just One!

If a 1 CC per person rule went into effect, which CC would u pick & why? Whether its a card u already have or planning to get in the near future!

 

I hate to say it, and i think i just "threw up in my mouth"Smiley Embarassed, but i would go with my Cap1 QuickSilver

Reason's Being:

1. NPSL

2. No AF

3. No FTF

4. Visa world wide acceptance

5. Simple rewards structure (Cash, Cash and Mo' Cash)

6. & Ability to redeem rewards anythime


Message 1 of 5
4 REPLIES 4
daybreakgonesXe
Valued Contributor

Re: Just One!

Fidelty AMEX

 

2x points on everything. I have rarely encountered a place that doesn't take AMEX in my area. the smaller shops that don't take it, i either a.) rarely buy stuff in or b.) will have to deal with my debit card and/or cash XD

Message 2 of 5
L-TWT
Established Contributor

Re: Just One!


@daybreakgonesXe wrote:

Fidelty AMEX

 

2x points on everything. I have rarely encountered a place that doesn't take AMEX in my area. the smaller shops that don't take it, i either a.) rarely buy stuff in or b.) will have to deal with my debit card and/or cash XD


Do you travel overseas at all?


Message 3 of 5
daybreakgonesXe
Valued Contributor

Re: Just One!


@L-TWT wrote:

@daybreakgonesXe wrote:

Fidelty AMEX

 

2x points on everything. I have rarely encountered a place that doesn't take AMEX in my area. the smaller shops that don't take it, i either a.) rarely buy stuff in or b.) will have to deal with my debit card and/or cash XD


Do you travel overseas at all?


Nope, actually! Furthest I've been is the Bahamas, and typically there the major retailers and restaurants will take AMEX.

 

Though you are right, if it was my only card overseas, it likely wouldn't go very well! So let's just say if I was trapped with one card to use in the US Smiley Happy besides, my debit card has no FTF, so I would have preferred to use the card overseas anyways!

 

If it came down to one card, forever and ever, and I decide to travel overseas...then Cap One Quicksilver. Hands down! "General Spending" seems to be my number 2 top spending category, so I'd rather something cover all the bases!

Message 4 of 5
mikey78
Frequent Contributor

Re: Just One!

Hmm Intersting question
I'd probably go with Discover IT
for having the most CL and lowest apr out of the credit cards
I don't travel outside USA anyways so that won't effect me in any way


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 5 of 5
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