Just UPGRADED Cap One rebuilder card

Anonymous · ‎07-03-2016

Hubby had that new Capital One rebuilder card (approved in December) ... it graduated to a regular Platinum card around May ... just upgraded to a Quicksilver platinum no AF today. Going to shoot for a CLI in four months.

CreditCuriosity · ‎07-03-2016

Congrats. Good process and another step in the right directon.

Anonymous · ‎07-03-2016

You got to like Cap1. They make things easy. Congrats and good job!

Anonymous · ‎07-03-2016

Congrats! Only good things to come in the future. Just have patience.

Anonymous · ‎07-03-2016

Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.

greent · ‎07-03-2016

Cap One does automatic CLI at 5 months.

RonM21 · ‎07-04-2016

Nice, steady moving forward!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎07-04-2016

@Anonymous wrote:
Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.
You have to ask via phone or chat. IME, they don't just offer it.

Anonymous · ‎07-04-2016

@Anonymous wrote:
Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.

Call or chat and ask, but don't ask for a QS1. Go for broke and ask for a QS. It'll stay a MasterCard but it's still the higher tier product.

Anonymous · ‎07-04-2016

@Anonymous wrote:
Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.

You should try for the QS with NO af. I got that upgrade from the platinum just last week!