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Just UPGRADED Cap One rebuilder card

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Anonymous
Not applicable

Just UPGRADED Cap One rebuilder card

Hubby had that new Capital One rebuilder card (approved in December) ... it graduated to a regular Platinum card around May ... just upgraded to a Quicksilver platinum no AF today. Going to shoot for a CLI in four months.

Message 1 of 20
19 REPLIES 19
CreditCuriosity
Moderator Emeritus

Re: Just UPGRADED Cap One rebuilder card

Congrats.   Good process and another step in the right directon.

Message 2 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card

You got to like Cap1. They make things easy. Congrats and good job!
Message 3 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card

Congrats! Only good things to come in the future. Just have patience.

Message 4 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card

Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

 

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.

Message 5 of 20
greent
Frequent Contributor

Re: Just UPGRADED Cap One rebuilder card

Cap One does automatic CLI at 5 months. 


Message 6 of 20
RonM21
Valued Contributor

Re: Just UPGRADED Cap One rebuilder card

Nice, steady moving forward!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card



@Anonymous wrote:

Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

 

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.


You have to ask via phone or chat. IME, they don't just offer it.

Message 8 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card


@Anonymous wrote:

Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

 

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.


Call or chat and ask, but don't ask for a QS1.  Go for broke and ask for a QS.  It'll stay a MasterCard but it's still the higher tier product.

Message 9 of 20
Anonymous
Not applicable

Re: Just UPGRADED Cap One rebuilder card


@Anonymous wrote:

Woah, they do that for the new rebuilder card but not the secured? Ugh. I don't want to cancel my secured card right now for various reasons, but it would be really nice if it graduated. I knew going in that it never would, but I'm a bit jelly that their other low score product does.

 

My other card with them is a Platinum, and for being kind of a starter card, it has a decent credit line. They more than tripled its line back in March. Maybe I should call and ask for it to be converted to a QS1? I've never been offered but keep hearing that's a thing.


You should try for the QS with NO af. I got that upgrade from the platinum just last week!

Message 10 of 20
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