cancel
Showing results for 
Search instead for 
Did you mean: 

Just applied, and just closed.

tag
Remedios
Credit Mentor

Re: Just applied, and just closed.

The suspense is killing me 😐

Message 31 of 61
FinStar
Moderator Emeritus

Re: Just applied, and just closed.


@Remedios wrote:

The suspense is killing me 😐


Maybe @magixnite can clarify if the closure was voluntary 👍😁

Message 32 of 61
GApeachy
Super Contributor

Re: Just applied, and just closed.


@Remedios wrote:

The suspense is killing me 😐


Like what color is the Dress?Smiley Very Happy

My Take Home Pay Don't Take Me Home
Message 33 of 61
simplynoir
Mega Contributor

Re: Just applied, and just closed.


@GApeachy wrote:

@Remedios wrote:

The suspense is killing me 😐


Like what color is the Dress?Smiley Very Happy


That dress 🤦‍♂️

 

(even though it was black/blue I saw white/gold)

Message 34 of 61
Anonymous
Not applicable

Re: Just applied, and just closed.


@magixnite wrote:

I applied for the Citi Best Buy card less than a month ago...and now just closed.

Idk if anyone else ever gets mixed emotions like this about credit cards lol.

 

But anyway, bye bye $2k line 👋


Just don't make things worse and change your mind and re-apply lol.

 

No card is perfect, sometimes you might not like what you "bought" after you receive it, but with a CC its best to keep it and see how you can get some use out of it.

Message 35 of 61
Anonymous
Not applicable

Re: Just applied, and just closed.


@elixerin wrote:

hard to mix emotion with a plastic square with some numbers on it, it either benefits me or i don't have it😂

 

a "credit limit" also dont really mean much unless you're at early stages and are getting reasonable charges declined due to limiting restrictions

 

i would consider thinking what most benefits you more thouroughly before apping for cards you may not need


Yep, read the fine print before clicking "Submit".

Message 36 of 61
Remedios
Credit Mentor

Re: Just applied, and just closed.


@FinStar wrote:

@Remedios wrote:

The suspense is killing me 😐


Maybe @magixnite can clarify if the closure was voluntary 👍😁


 

I think we should vote. 

Message 37 of 61
Remedios
Credit Mentor

Re: Just applied, and just closed.


@GApeachy wrote:

@Remedios wrote:

The suspense is killing me 😐


Like what color is the Dress?Smiley Very Happy


That's easy. It's 7! 

 

Message 38 of 61
Anonymous
Not applicable

Re: Just applied, and just closed.


@donkort wrote:

I could, never, in a million years, get a $20,000 credit limit on that sort of card.  And my credit is really pretty good.

 

You sort of cut your nose to spite your face in this instance.  Out of irritation.

 

Credit is a game where you have to have a sort of detachment about things.


CLs are like compliments/insults. What you get is how you take it. 

 

If you had a 10K line for 2 years, one day you log in and see that it is now 25K, you're feelings are a whole lot different that if you saw it down to 2K. Some people post here when they unexpectedly see a huge increase. And they post here when their CL takes a 50% haircut. 

 

Never this:

 

"Closing My Card. CL Unforunately Increased from 10K to 30K"

"Citi Cut My CL From 25K to 2K!!!!! It's My Driver Now!!"

 

 

Message 39 of 61
Anonymous
Not applicable

Re: Just applied, and just closed.


@donkort wrote:

He had "called to get a CLI increase to 20K."  No typo.

 

I believe there's at least a 99.44% possibility that the OP closed the card unilaterally.


Two different people!

Message 40 of 61
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.