cancel
Showing results for 
Search instead for 
Did you mean: 

Just applied for BoA secured

tag
Revelate
Moderator Emeritus

Re: Just applied for BoA secured


@beautybrainsbooty wrote:

a HP every time??? good to know! wow. i need to stick with the credit unions.


Many CU's are HP's too for secured cards.

 

It's not really a huge deal unless you're onesie-twosieing deposits, in which case C1, USAA, NFCU, SDFCU (I think) and possibly a few others are the list.




        
Message 11 of 15
mmmagique
Regular Contributor

Re: Just applied for BoA secured

I apped on Sunday, and first thing this morning (Tuesday following Labor day) I noticed the money has been pulled from my CU. Does that mean it's been approved? 






In the garden until May 2022!!
Message 12 of 15
Jlu
Established Contributor

Re: Just applied for BoA secured

In many cases, yes. Was the same with me. Unless you have a BK or a recent (2 years or newer) baddie you will be approved.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 13 of 15
mmmagique
Regular Contributor

Re: Just applied for BoA secured

Ok, didn't want to wait until next week to find out, so I called the secured cc number. (888-260-4696)

 

She told me they were waiting for the payment from the "other bank" to come through. It's through my credit union and it was out before 9 am tuesday morning (today is friday) 

 

I told her that, and asked her about the 123 rewards. She said to call them when my card arrived, and congratulated me on my approval. : ) I do have a couple of lates on other accounts that are over six months old, but no other recent real baddies. I also have had a checking and savings account with them for several years. 

 

I'm glad to get this account, to put myself into the higher that toy ($3000) limit category. So *YaY*!!!






In the garden until May 2022!!
Message 14 of 15
jsucool76
Super Contributor

Re: Just applied for BoA secured


@mmmagique wrote:

Ok, didn't want to wait until next week to find out, so I called the secured cc number. (888-260-4696)

 

She told me they were waiting for the payment from the "other bank" to come through. It's through my credit union and it was out before 9 am tuesday morning (today is friday) 

 

I told her that, and asked her about the 123 rewards. She said to call them when my card arrived, and congratulated me on my approval. : ) I do have a couple of lates on other accounts that are over six months old, but no other recent real baddies. I also have had a checking and savings account with them for several years. 

 

I'm glad to get this account, to put myself into the higher that toy ($3000) limit category. So *YaY*!!!


I've heard of plenty of people adding 1-2-3 before receiving their card because AFAIK it takes like 3-4 weeks or something for it to be activated, so if you're set on having that I would call up again and ask to add it, this way you get a few days ahead of the game Smiley Very Happy

 

congratulations on your approval Smiley Very Happy 

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.