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Thank you. Now I just gotta change all my name information.
Just FYI, I used my old last name, my old address on my zync app. My mail forwards so I will still get it. On my Delta app, I applied with old last name, old home address new house for billing address and ended up having to verify it over the phone. My mortgage isn't reporting and I only have two credit cards, a Slate with 400 limit and an orchard card with a 400 limit as well. I have currently after the aftermath of Discover, Chase CLI and Amex app: inquiries of 11 on EQ, 7 on EX and 5 on TU. This likely went up on EX from my delta app however I have not gotten that report yet.
Congratulations! Makes you wonder what their criteria is when you needed to recon w/Zync, and yet this was approved w/o recon. Maybe getting a Zync really is a foot in the door w/them.
Have you had an Amex before? Are you backdating?
Never had amex before. Maybe since I sent my 757 TU fico score in from myfico.com and they have that on file and put that in as my credit score, IDK... Crazyness though.
Sweet........ya don't know til you try. Congrats!!
@tntexans72 wrote:Sweet........ya don't know til you try. Congrats!!
Thanks! Yeah its so true... My first prime card and I got two of them from amex in two days. Freakin weird. Discover would have been a go too I'm sure if I didn't fail the security questions.
@doublespaces wrote:
@tntexans72 wrote:Sweet........ya don't know til you try. Congrats!!
Thanks! Yeah its so true... My first prime card and I got two of them from amex in two days. Freakin weird. Discover would have been a go too I'm sure if I didn't fail the security questions.
Great thing about getting in the door with Amex is...once your in, the CLI are pretty consistant and it's all soft. Just show good usage, PIF and you are on your way.
I think I'll take it easy on the cards in the first month then use them a little bit more after that.
Also, I'll add that I had NO special offers.
How exciting! I'm so happy for you. Hope to get an Amex, too, when my scores are good enough and I have a long enough history. Then I am really hoping for backdating, because that will help my AAoA tremendously!