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Just approved Zync, want Delta when can I app?

tag
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

Thank you. Now I just gotta change all my name information.

 

Just FYI, I used my old last name, my old address on my zync app. My mail forwards so I will still get it. On my Delta app, I applied with old last name, old home address new house for billing address and ended up having to verify it over the phone. My mortgage isn't reporting and I only have two credit cards, a Slate with 400 limit and an orchard card with a 400 limit as well. I have currently after the aftermath of Discover, Chase CLI and Amex app: inquiries of 11 on EQ, 7 on EX and 5 on TU. This likely went up on EX from my delta app however I have not gotten that report yet.

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
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Chase Slate
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Message 21 of 39
bichonmom
Senior Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

Congratulations! Makes you wonder what their criteria is when you needed to recon w/Zync, and yet this was approved w/o recon. Maybe getting a Zync really is a foot in the door w/them.

 

Have you had an Amex before? Are you backdating?

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 22 of 39
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

Never had amex before. Maybe since I sent my 757 TU fico score in from myfico.com and they have that on file and put that in as my credit score, IDK... Crazyness though.

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Message 23 of 39
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

I copied and pasted the second approval into the screen since I used two different zipcodes when applying so they were on separate screens. I applied originally for the zync on the 1st but recon wasn't done until the 6th.

amexapproval.jpg 

 

 

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Message 24 of 39
tntexans72
Valued Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

Sweet........ya don't know til you try. Congrats!!

Message 25 of 39
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?


@tntexans72 wrote:

Sweet........ya don't know til you try. Congrats!!


Thanks! Yeah its so true... My first prime card and I got two of them from amex in two days. Freakin weird. Discover would have been a go too I'm sure if I didn't fail the security questions.

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Message 26 of 39
tntexans72
Valued Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?


@doublespaces wrote:

@tntexans72 wrote:

Sweet........ya don't know til you try. Congrats!!


Thanks! Yeah its so true... My first prime card and I got two of them from amex in two days. Freakin weird. Discover would have been a go too I'm sure if I didn't fail the security questions.


 

Great thing about getting in the door with Amex is...once your in, the CLI are pretty consistant and it's all soft. Just show good usage, PIF and you are on your way.

Message 27 of 39
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

I think I'll take it easy on the cards in the first month then use them a little bit more after that.

 

Also, I'll add that I had NO special offers.

Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Message 28 of 39
bichonmom
Senior Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

How exciting! I'm so happy for you. Hope to get an Amex, too, when my scores are good enough and I have a long enough history. Then I am really hoping for backdating, because that will help my AAoA tremendously!

 

Smiley Happy

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 29 of 39
doublespaces
Frequent Contributor

Re: Just approved Zync, I want Gold Delta when can I apply?

What other amex have you had? How long ago?
Starting: EQ: 490 TU: ??? EX: ???
Current: EQ: 717 TU: 757 EX: 736 (lender)
Goal: 800+
=============
Amex: Zync, Gold Delta
Discover More
Chase Slate
Discover More
Message 30 of 39
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