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Just got approved!!!!!!!!!!!!!!

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Contributor

Just got approved!!!!!!!!!!!!!!

I just got approved for a delta amex!!!!!!!! BUT - CL is $1,000.00. how do I ask for CL increase?
Message 1 of 23
22 REPLIES 22
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Moderator Emeritus

Re: Just got approved!!!!!!!!!!!!!!



overwhelmed wrote:
I just got approved for a delta amex!!!!!!!! BUT - CL is $1,000.00. how do I ask for CL increase?


Congrats! Take it easy with the CLIs (luv button), too many, and it might trigger a FR. 
Message 2 of 23
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Contributor

Re: Just got approved!!!!!!!!!!!!!!

If I did request a cli, I would do that at the time of activation online? or call? This FR scares me.
Message 3 of 23
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Moderator Emeritus

Re: Just got approved!!!!!!!!!!!!!!



overwhelmed wrote:
If I did request a cli, I would do that at the time of activation online? or call? This FR scares me.


As long as you truthfully stated your HHI, you have nothing to worry about. Remember HHI means total income from all persons living with you.
Message 4 of 23
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New Contributor

Re: Just got approved!!!!!!!!!!!!!!

Have to ask what were your scores? Any derogs?  Low utiliz?
Message 5 of 23
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Valued Contributor

Re: Just got approved!!!!!!!!!!!!!!

Fused,
 
What are TLs? 
Message 6 of 23
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Valued Contributor

Message Edited by SpecFile on 08-10-2007 06:56 PM

Oops

Message Edited by SpecFile on 08-10-2007 06:56 PM

Message Edited by SpecFile on 08-10-2007 06:57 PM
Message 7 of 23
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Frequent Contributor

Re: Just got approved!!!!!!!!!!!!!!



overwhelmed wrote:
I just got approved for a delta amex!!!!!!!! BUT - CL is $1,000.00. how do I ask for CL increase?


I have the same CL of 1000 Card should arrive next week, I am not going to hit the
luv button for 3 - 6 months where I hope my scores are high enough to get a significant
increase and not just double it, maybe showing some restraint from past credit problems
could help in the long run...
Message 8 of 23
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Frequent Contributor

Re: Just got approved!!!!!!!!!!!!!!



overwhelmed wrote:
I just got approved for a delta amex!!!!!!!! BUT - CL is $1,000.00. how do I ask for CL increase?


Congrats over!!! I hit the CLI (luv button) when I received and activated my card. I didn't convert to another card, nor did I apply for multiple cards with them. I've had the card since early June, I've hit the card pretty hard (vacation), but paid to 2% utl right away. No FR (financial review) yet. Knock on wood. btw they gave me 2K on approval and a 1k increase. Not much, but I not going to complain. With a good history, I'm sure they'll show me the luv down the line.
 
Again, congrats!!!
Message 9 of 23
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Frequent Contributor

Re: Just got approved!!!!!!!!!!!!!!



Lori344 wrote:


overwhelmed wrote:
I just got approved for a delta amex!!!!!!!! BUT - CL is $1,000.00. how do I ask for CL increase?


Congrats over!!! I hit the CLI (luv button) when I received and activated my card. I didn't convert to another card, nor did I apply for multiple cards with them. I've had the card since early June, I've hit the card pretty hard (vacation), but paid to 2% utl right away. No FR (financial review) yet. Knock on wood. btw they gave me 2K on approval and a 1k increase. Not much, but I not going to complain. With a good history, I'm sure they'll show me the luv down the line.
 
Again, congrats!!!


Gosh darnit now I gotta hit the button...........Smiley Very Happy
Message 10 of 23
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