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KAY JEWELERS

tag
Regular Contributor

KAY JEWELERS

did'nt really want to but i am finish until i get ready to buy a house but i remember my 7yr anniversary did not want to pay cash or use any other credit card so i applied for a kay jeweler card and approve for $5000.....done til 2011. tu701/ex720/eq716
Message 1 of 11
10 REPLIES 10
Red1Blue
Super Contributor

Re: KAY JEWELERS

Congrats on both the new card and anniversary.
Message 2 of 11
Anonymous
Not applicable

Re: KAY JEWELERS

Awesome- take advantage of the 12 months 0% and 90 days same as cash-
Message 3 of 11
NICKI183
Established Contributor

Re: KAY JEWELERS



Timothy wrote:
Awesome- take advantage of the 12 months 0% and 90 days same as cash-


Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?  Is this offer only online or in the store too?
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 4 of 11
Anonymous
Not applicable

Re: KAY JEWELERS



NICKI183 wrote:


Timothy wrote:
Awesome- take advantage of the 12 months 0% and 90 days same as cash-


Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?  Is this offer only online or in the store too?


I used the 0% for 12 months offer when I bought DF's engagement ring in store.  I only took 3 months to pay it off, though, because they gave me a low CL and it was screwing up my util.
 
Message 5 of 11
NICKI183
Established Contributor

Re: KAY JEWELERS



cheddar wrote:


NICKI183 wrote:


Timothy wrote:
Awesome- take advantage of the 12 months 0% and 90 days same as cash-


Hi Timothy- I was recently approved for Kay at same CL. Do you get to select which (3) options you want when you make a purchase?  Is this offer only online or in the store too?


I used the 0% for 12 months offer when I bought DF's engagement ring in store.  I only took 3 months to pay it off, though, because they gave me a low CL and it was screwing up my util.
 


I was thinking of upgrading my current wedding ring, but that would be a big chunk out of the limit.  I think I will wait until all of the cards/responses come in.
 
Your always popping up with good advice or being in agreement to others.
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 6 of 11
Anonymous
Not applicable

Re: KAY JEWELERS

I don't remember the $ amount cut off- for the 12 months 0%
I did have to put 20% down (put it on another CC)
 
DW got some really nice earings -
 
For V-day I found a bracelet I wanted to buy online- called my local store and used "santa dollars" got that $700 bracelet for $250
 
My balance on my account is $805 on a 5K CL-
 
 
Message 7 of 11
Anonymous
Not applicable

Re: KAY JEWELERS



Timothy wrote:
I don't remember the $ amount cut off- for the 12 months 0%


I don't know what it is now, but in November when I made my purchase it was $500.

 
Message 8 of 11
NICKI183
Established Contributor

Re: KAY JEWELERS

If I get it this weekend, I may go to the school and make a SMALL SMALL SMALL purchase, I have to wait out the mailman now!'
Thanks for the tip
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 9 of 11
Anonymous
Not applicable

Re: KAY JEWELERS

You don't have to wait for the card- 
 
They also report the first month on Credit report at $0 balance-

NICKI183 wrote:
If I get it this weekend, I may go to the school and make a SMALL SMALL SMALL purchase, I have to wait out the mailman now!'
Thanks for the tip



Message 10 of 11
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