Kay Card

[fishbjc]

still not reporting.  We've had the card in our posession for about 4 weeks.  What's the hold up?  Do I need to make a small purchase?  I need a new watch battery, lol.

[Anonymous]

which CR did they pull when u applied and what was your FICO..just curious...been looking at whogavemecredit.com also...i am thinking about applying myself..

[Anonymous]

They pulled EQ for me and softed EX.

They reported mine about the 25th of the month - this was about 3 weeks after I applied.

My balance updated on all 3 CRA's in Jan 

I do have a balance- (at 0%)  

GETNUMBERSUP wrote:

which CR did they pull when u applied and what was your FICO..just curious...been looking at whogavemecredit.com also...i am thinking about applying myself..

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[Anonymous]

Timothy..what was your FICO at the time?..

[Anonymous]

It was just under 700

They approve with lower FICO's though-

I have seen approvals in the High 500's with all accounts current-

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GETNUMBERSUP wrote:

Timothy..what was your FICO at the time?..

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[fishbjc]

my limit is 1.5k, all scores between 550-609, dang utilization is costing me big time!

[Anonymous]

for me in AL they pulled equifax, my reported pretty quickly but it was a 0 bal bc i hadn't used it since i got it but i just made a small purchase this weekend of $85...my cl is $5100 and my scores were a little lower than they are now when i got it.

[Anonymous]

I have 990 left to pay (10 more months $100 a month)

on A 5K CL-

It is only hurting my FICO about 5 points.