Hello Forum ,I was in the mall and went in Kays and told the salesman I was just looking and of course he asked "do you have a Kays acc. and I said yes but told him it was old and inactive. So he asked to up date it which I knew it would be a hp but I said go for it. To my surprize he said my old acc. had a credit line of 1300 and my new line was 7600. But I do have a question , He said my cl was 7600 but my avail was 3500 does anyone know what that means. Anyhoo I'll take either one cause my interest rate will only be 5% in my state. btw since my home purchase my scores are hovering around 700 and they only pulled eq. hope this helps someone.
Starting Score: 615