Keep it or Dump it? (Credit One)

[Anonymous]

The ultimate goal for credit card use (imo) is to make money off them, not lose money to them.  So I'd get rid of that like a red headed step child.  

[thomasjm99]

I just thought I'd add from my own experience...  Expect them to try and entice you not to close the card. They might offer to suspend the fees for 3 months. OR...  Like what happened to me once my QS1 graduated from $300 to $1500 and then to $4300, when I complained to Credit One about my credit limit with them they offered to give me a CLI for a SMALL FEE of $37!!  What? I have to pay you to increase my credit limit? No thank you...  

Just a heads up in case you haven't made the call already, it won't be a simple "I'd like to close my account thank you very much" kind of conversation. 

Congrats on your progress!!