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Keeping Tabs on AMEX

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jake619
Frequent Contributor

Keeping Tabs on AMEX

When timing SP's for 3X CLI at day 61 ,how close to day 61 should the SP be?

 

Account opened 12/17.

SP #1 12/17

SP #2 01/02

Day 61 02/18 (per CSR)

 

Based on this do you think I should expect to see another SP before the "big day" or not?  I sure hope so because things have changed for the better regarding profile since SP #2.

Message 1 of 15
14 REPLIES 14
chnceit
Valued Contributor

Re: Keeping Tabs on AMEX


@jake619 wrote:

When timing SP's for 3X CLI at day 61 ,how close to day 61 should the SP be?

 

Account opened 12/17.

SP #1 12/17

SP #2 01/02

Day 61 02/18 (per CSR)

 

Based on this do you think I should expect to see another SP before the "big day" or not?  I sure hope so because things have changed for the better regarding profile since SP #2.


Yes you will SPs like every two weeks because theyre keeping tabs on you


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 15
youngandcreditwrthy
Senior Contributor

Re: Keeping Tabs on AMEX

They sp'ed me on 11/21/12, and my 3xcli was approved on 12/02/12 based on that SP.

 

You'll prob get SP again!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 15
jake619
Frequent Contributor

Re: Keeping Tabs on AMEX


@youngandcreditwrthy wrote:

They sp'ed me on 11/21/12, and my 3xcli was approved on 12/02/12 based on that SP.

 

You'll prob get SP again!


I hope so.  My util dropped from 14% to 6% after my Cap1 CLI.  I'd sure like them to see that.

 

Did they take down the pre-approval link on their site?  I wonder if that would force a SP.  I can't find it anywhere.

Message 4 of 15
Anonymous
Not applicable

Re: Keeping Tabs on AMEX

who does AMEX normally SP?

Message 5 of 15
jake619
Frequent Contributor

Re: Keeping Tabs on AMEX

EX for me in SoCal
Message 6 of 15
jpparker07
New Contributor

Re: Keeping Tabs on AMEX

How do you know if a CCC soft pulls you?

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board
Message 7 of 15
ycm
Established Member

Re: Keeping Tabs on AMEX

From what I gather they axed the pre approval site some time ago. Just make sure your decrease in utilization is on the reports before you app. Based on experience they tend to pull EX. Will need to pull report to see if they SP, unless a monitoring service alerts on that.

Amex Delta Gold | Amex BCE | BofA Travel Visa Sig | Discover IT | Fidelity Visa | REI Visa Sig
Message 8 of 15
youngandcreditwrthy
Senior Contributor

Re: Keeping Tabs on AMEX

14% util is low enough imo in the event that they do not sp you.

Idk... Even as a cardmember, my "view offers for you" link doesn't work. Amex's website is kind of janky lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 15
ycm
Established Member

Re: Keeping Tabs on AMEX

Their website is definitely going through some things. Some links just go in circles.

Amex Delta Gold | Amex BCE | BofA Travel Visa Sig | Discover IT | Fidelity Visa | REI Visa Sig
Message 10 of 15
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