Key Bank Cards

[B335is]

Does anybody have experience with them?  I know they used to be serviced by Elan, but it looks like Key Bank does the backing now.

Key Bank

[longtime_lurker]

My first question would be how much the "Key Bank relationship points" are worth?

The first card listed is 5 points/dollar, and the second is 1/dollar... leads me to think .002? 

[Themanwhocan]

About 5.2 points = 1 cent

[B335is]

Wow, so even if I were to get the 25k bonus offer that ends up being $48 lol.

Any idea how they are with approvals or who they like to pull?

[Themanwhocan]

It looks like they only pull Equifax, Experian and Transunion.

[B335is]

---

@Themanwhocan wrote:

It looks like they only pull Equifax, Experian and Transunion.

---

Really?  

[notfancy]

---

@B335is wrote:
Wow, so even if I were to get the 25k bonus offer that ends up being $48 lol.

Any idea how they are with approvals or who they like to pull?

---

Equifax in NY

[B335is]

Thanks Notfancy, I'm thinking thats what they pull in MI too.

Do you have one of their cards?

[daninbath]

I have the "more rewards for you" card. I received it last month.

I think they pulled EQ which is 741.  I got 15 months no interest, including balance transfers.  though there is a fee (4%) for the balance transfers.  15.99%, whcih wasn't their lowest.   This was from a pre-approval in the mail.

The credit limit was the best part..they started me at $10,000 which is my highest card.  

I got the card because I bank with them and get lots of rewards points each time I pay a bill or do anything with my checking account.   I got 25,000 bonus points for approval and then extra for spending a certain amount the first month.

I believe they actually service their own cards now.  The card took 2 full weeks to arrive, so be patient.

[Themanwhocan]

---

@B335is wrote:

---

@Themanwhocan wrote:

It looks like they only pull Equifax, Experian and Transunion.

---

Really?  

---

Thats what the Credit Pulls database shows. They can pull any one of those three.