Key Bank Cards

[notfancy]

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@B335is wrote:
Thanks Notfancy, I'm thinking thats what they pull in MI too.

Do you have one of their cards?

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I don't. I applied a while ago and my reports were messier than I was aware of, and I probably also had too many inquiries.

[B335is]

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@daninbath wrote:

I have the "more rewards for you" card. I received it last month.

I think they pulled EQ which is 741.  I got 15 months no interest, including balance transfers.  though there is a fee (4%) for the balance transfers.  15.99%, whcih wasn't their lowest.   This was from a pre-approval in the mail.

The credit limit was the best part..they started me at $10,000 which is my highest card.  

I got the card because I bank with them and get lots of rewards points each time I pay a bill or do anything with my checking account.   I got 25,000 bonus points for approval and then extra for spending a certain amount the first month.

I believe they actually service their own cards now.  The card took 2 full weeks to arrive, so be patient.

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Interesting and thank you for the info!

Did they give instant approval?  I dont bank with them but theyre popular in my location. 

[B335is]

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@Themanwhocan wrote:

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@B335is wrote:

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@Themanwhocan wrote:

It looks like they only pull Equifax, Experian and Transunion.

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Really?  

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Thats what the Credit Pulls database shows. They can pull any one of those three.

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Thats is the first place I looked!  I was asking if they had a preferred bureau like so many others do

[grinlikechelsea]

What's the appeal of these cards? I understand if you had the rewards checking account and only wanted one card, I guess it would be okay, but the rewards seem meh.

[B335is]

It isn't so much the rewards but adding a relationship.

[longtime_lurker]

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@B335is wrote:
It isn't so much the rewards but adding a relationship.

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MSUFCU *cough cough*

[daninbath]

I did get instant approval but had to call in for the CL and like I said it took two full weeks for the card to arrive.  I have banked witht them for over 11 years and generally have a high balance in my checking account.  The pre-approval offer was better than their online deal.   Their point system isn't so great, but this card does get 5 points per dollar, while my debit card with them is only 1/5 point per dollar.

[B335is]

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@longtime_lurker wrote:

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@B335is wrote:
It isn't so much the rewards but adding a relationship.

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MSUFCU *cough cough*

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They pull EX  I'm saving those pulls for Citi. 

[emptypockets]

I happened to speak with a banker at Key Bank the other day - they pull EQ ( I'm in Miichigan).

[B335is]

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@emptypockets wrote:

I happened to speak with a banker at Key Bank the other day - they pull EQ ( I'm in Miichigan).

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Michigan here too.  Part of me wants to try another says I should stop