Kohl's Visa Upgrade

jl4 · ‎04-10-2023

Not sure if they've always had a Visa and I was never good for it, but I got an email today saying I've been upgraded to it!

I've had the store card for just a bit over 7 years. Card only has a $3,000 limit.

EQ 812, TU 800, EX 800.

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500

JoeRockhead · ‎04-10-2023

Congratulations on your upgrade!

alextercero · ‎04-10-2023

Congrads on your upgrade

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

MartyWrite75 · ‎04-10-2023

Congratulations on your upgrade!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

CreditCuriosity · ‎04-10-2023

Bever knew they offered the visa version. Might be new.

jl4 · ‎04-10-2023

@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500

CreditMagic7 · ‎04-10-2023

@jl4 wrote:
@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

Congratulations on your Kohls upgrade!

sznthescore · ‎04-10-2023

@jl4 wrote:
@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

Incentive for getting there to spend and of course other places...

REBUILDER CARDS

Goal: FICO 700+

sznthescore · ‎04-10-2023

Congratulations on your upgrade! 🥳

REBUILDER CARDS

Goal: FICO 700+

Paw67 · ‎04-10-2023

Congratulations. Does the Walmart store card upgrade to visa also? Thanks

rebuilding for the 100th time.
capital one 500 opened 9-22
walmart 300 opened 12-22
destiny mc 700 opened 01-23 yep pay 175 annual fee
big mistake
current 08 ficos tu 560 ex 541 eq 529 .
lots of collections and chargeoffs