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Kohls Capital One ?

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Klineact
Contributor

Kohls Capital One ?

I just got an email that my Kohls card is being switched to a  Kohl's Capital One Visa card starting in September. Has anyone else gotten this? My husband has his own Kohls card and did not get this email. Can someone tell me why I got one and he didnt? I am super confused and I absolutely despise Capital One so am not really happy about this. Are people who arent getting this email having their Kohls accounts closed? 

Message 1 of 12
11 REPLIES 11
pizzadude
Credit Mentor

Re: Kohls Capital One ?

There was some recent (ish ) discussion about this in this thread

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 12
FlaDude
Valued Contributor

Re: Kohls Capital One ?


@Klineact wrote:

I just got an email that my Kohls card is being switched to a  Kohl's Capital One Visa card starting in September. Has anyone else gotten this? My husband has his own Kohls card and did not get this email. Can someone tell me why I got one and he didnt? I am super confused and I absolutely despise Capital One so am not really happy about this. Are people who arent getting this email having their Kohls accounts closed? 


I wonder if it's usage related? Do you use your card more than your husband uses his? My wife has a Kohls card that hasn't been used in a while and hasn't heard anything.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 3 of 12
mediocrebadguy
Established Member

Re: Kohls Capital One ?


@Klineact wrote:

I absolutely despise Capital One so am not really happy about this. 


Your regular Kohl's Card has been issued by Capital One card since 2011, you just didn't know it.

Message 4 of 12
jbelinc
Established Member

Re: Kohls Capital One ?

I received my email today that my Kohl's card will be converted to a Visa card. These changes will take effect on September 13, 2024. I wonder if my credit limit will increase or leave it at the store card maximum of $3,000.

Message 5 of 12
DatGalMoe
Valued Member

Re: Kohls Capital One ?

I got the same email as well today 









Message 6 of 12
DoppelgangerD
Frequent Contributor

Re: Kohls Capital One ?

This really irks me, since I haven't gotten an email (yet?).

They started doing this conversion last year and I had no clue until maybe January.

I called in and asked if my card could be upgraded, and they told me no, but don't worry, I probably would be later this year when they convert several million more people to the Visa.

So now they're doing it again and again no invite for me.

Hopefully the emails are going out in waves and I'll still be included.

Message 7 of 12
DoppelgangerD
Frequent Contributor

Re: Kohls Capital One ?


@jbelinc wrote:

I received my email today that my Kohl's card will be converted to a Visa card. These changes will take effect on September 13, 2024. I wonder if my credit limit will increase or leave it at the store card maximum of $3,000.


You might, because the Visa version has a much higher limit than the store card.

Another reason why I'd love to get the Visa version, since I've been stuck at 3k for years. 

Message 8 of 12
FicoMike0
Senior Contributor

Re: Kohls Capital One ?

I think the conversation to a visa is considered an upgrade.

Congratulations!

Message 9 of 12
FicoMike0
Senior Contributor

Re: Kohls Capital One ?

Now, if they converted your Kohls kapitol 1ne to a walmart, you might complain. Would probably be more useful to me... I only go to Kohls to return Amazon stuff.

Message 10 of 12
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