Large first purchase on new Amex?

[Anonymous]

I have an online purchase of $600 that I need to make and want to charge it to a new Amex credit card. I would only be using about 12% of the available credit but since it is a new account do you guys forsee any problems with the transaction going through?

[Anonymous]

If its within your credit limit you should be fine.

[drsmith]

I put $1200 on my card the day it arrived with no problems

I even called amex to see if I could access more than the initial $1000 before the card arrived. 

[RyVision]

---

@Anonymous wrote:

I have an online purchase of $600 that I need to make and want to charge it to a new Amex credit card. I would only be using about 12% of the available credit but since it is a new account do you guys forsee any problems with the transaction going through?

---

I can't think of anything that would cause AMEX to even blink at a 600$ (12%) charge on a card they issued. Why would they?

[LS2982]

---

@Anonymous wrote:

I have an online purchase of $600 that I need to make and want to charge it to a new Amex credit card. I would only be using about 12% of the available credit but since it is a new account do you guys forsee any problems with the transaction going through?

---

I would think you would be fine.

[Anonymous]

OK thanks. Well I had a couple bad experiences with my (now retired) BOA credit card where 1) they closed my card and issued a new one after I made 3-4 online transactions in about 20 minutes without notifying me, suspecting fraud and 2) declined a measly $300 airplane ticket purchased online, again suspecting fraud b/c it was "outside normal spending"

Just want to make sure that online purchase + relatively large transaction amount + brand new card does not = bad decision.

[LS2982]

---

@Anonymous wrote:

OK thanks. Well I had a couple bad experiences with my (now retired) BOA credit card where 1) they closed my card and issued a new one after I made 3-4 online transactions in about 20 minutes without notifying me, suspecting fraud and 2) declined a measly $300 airplane ticket purchased online, again suspecting fraud b/c it was "outside normal spending"

Just want to make sure that online purchase + relatively large transaction amount + brand new card does not = bad decision.

---

I had the same thing happen wit hCrap1 at first.

You may want to call AMEX and give them a heads up.

[RyVision]

---

@Anonymous wrote:

OK thanks. Well I had a couple bad experiences with my (now retired) BOA credit card where 1) they closed my card and issued a new one after I made 3-4 online transactions in about 20 minutes without notifying me, suspecting fraud and 2) declined a measly $300 airplane ticket purchased online, again suspecting fraud b/c it was "outside normal spending"

Just want to make sure that online purchase + relatively large transaction amount + brand new card does not = bad decision.

---

Not surprised the closely spaced transactions triggered a fraud alert with BoA. Luckily, AMEX isn't BoA   But that type of  transaction pattern (3-4 in 20 minutes) could be a trigger for any issuer I'd think.  

[pizzadude]

By "online transaction" do you mean something commonly purchased like airline tickets ?? Or are you buying online casino credit through a company that processes payments via a country like say, Nigeria, or somewhere like that ??

[Anonymous]

Not common, its to pay the licensing fees associated with my profession.