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Largest CL for a CSP

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medo
Frequent Contributor

Largest CL for a CSP

Hello,

 

Just trying to get a vibe as to what the potential is for this card.  Wondering what the highest CL's you've seen for a Chase Sapphire Preferred.

 

Thanks!

Message 1 of 16
15 REPLIES 15
CreditCuriosity
Moderator Emeritus

Re: Largest CL for a CSP

Best friend was instant approved for 28k I believe... I am sure there is higher.. 840+ fico's and approx 300k income.

Message 2 of 16
Jaylima91
Established Contributor

Re: Largest CL for a CSP

I think saw someone with like 25-30k. Mine is currently at 13k but I've only had the card for 9 months or so and this was my first Chase product. Chase is pretty good with CL judging by my experience.
Message 3 of 16
Anonymous
Not applicable

Re: Largest CL for a CSP

I got  SL of $21k with FICO of 780-810 and income of $160k.  They double pulled me on TU and EX but I got CSP and Freedom with same pulls.  I know this isn't the highest though because I saw someone with $24k SL but I've never heard of a limit above $30k

Message 4 of 16
medo
Frequent Contributor

Re: Largest CL for a CSP


@Anonymous wrote:

I got  SL of $21k with FICO of 780-810 and income of $160k.  They double pulled me on TU and EX but I got CSP and Freedom with same pulls.  I know this isn't the highest though because I saw someone with $24k SL but I've never heard of a limit above $30k


Yeah, that's what I'm thinking as well - no limits above $30k.

Message 5 of 16
signaturecardmember
Frequent Contributor

Re: Largest CL for a CSP

Mine is at $18k from January spree, had a couple of other Chase products for about 8 months prior so my total CLs are a little over $35k with them. Income reported is almost $100k. when the BT on Slate is done I will move at least part of the limit to this card before closing the Slate. Surprise those $300k reported and 800 scores didnt get a higher line.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 6 of 16
CreditCuriosity
Moderator Emeritus

Re: Largest CL for a CSP


@signaturecardmember wrote:

Mine is at $18k from January spree, had a couple of other Chase products for about 8 months prior so my total CLs are a little over $35k with them. Income reported is almost $100k. when the BT on Slate is done I will move at least part of the limit to this card before closing the Slate. Surprise those $300k reported and 800 scores didnt get a higher line.


My best friend got a higher line on the Ritz 34k starting one month after the CSP approval.  He has about 75k with Chase CL's.  I believe he had the Marriot prior with around a 14kish CL for several years... doubtful chase hands out much higher initial starting CL's unless you are a pallidium holder or something, but could be completly wrong... I know he recently closed his marriot account and rolled it into the ritz putting it near or at 50k.

Message 7 of 16
Anonymous
Not applicable

Re: Largest CL for a CSP

The credit line is determine by a number of factors when it comes to Chase.  My line was approved for $18,000 and my score was 715.  So it depends on how they see you what you also have with them.

Message 8 of 16
bch238
Regular Contributor

Re: Largest CL for a CSP

I have a limit over $30k

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 9 of 16
iwazl71
Frequent Contributor

Re: Largest CL for a CSP

Mine is at 34k but I have seen higher one....

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 10 of 16
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