Last Wamu pfico is available

[jmbfl]

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@Anonymous wrote:
+3 point (TU) for me. Not bad since I expected a big drop (New AMEX CC, Student Loan). Does anyone one know if they get your score the same day it shows on the website or not?

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They do not. It is obtained at an earlier point in time. If you have access to a full credit report including the soft inquiries you might be able to determine when the pull was done. Maybe.

[jmbfl]

[+26] Well I went out with a bang! Last month I took a [-20] slug for opening a new account. My experience is that it takes around six months to recover from a new account, so other factors may have come into play causing the increase. However, I am pleased. I go out at an all time high PFICO of 722!

I for one will miss the free PFICO score. As long as you understood what it was this information was very useful! I am not very hopeful that Chase will be providing this score anytime soon, if ever. If Chase does ever provide a score it will probably be a worthless FAKO. PFICO, EX FICO, TC - all information curtailed or eliminated. A horrible trend in a time of tight credit. I hope it ends here.

[Anonymous]

I got my wamu card late last year so I've only had 3 months of Pfico scores.  I went from 694 to 720 in one month 

[jmbfl]

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@Anonymous wrote:
I got my wamu card late last year so I've only had 3 months of Pfico scores.  I went from 694 to 720 in one month 

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FYI - The PFICO score is very negatively impacted by new accounts. The recovery from a new account can take six months or longer.

[Anonymous]

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@jmbfl wrote:

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@Anonymous wrote:
I gained two points to where I was back in September.

No score for March?

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Have you read any of the information you have been mailed, emailed, the website itself or the many postings here? The websites you access your WaMu card via (www.wamucards.com, www.providian.com, etc.) will be taken down in a few weeks and will no longer be available. You will then have to access your card through the Chase website and they will not be providing the PFICO score. So enjoy it while you can - this is your last bite of the apple!

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Yes, I've seen it all; I was just hoping there'd be one more in March.

[Anonymous]

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@Anonymous wrote:
I got my wamu card late last year so I've only had 3 months of Pfico scores.  I went from 694 to 720 in one month 

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Me too, this is only the 2nd score I've gotten.

[Anonymous]

Meh...I went down 7 points. Sucks I was hoping to get my last one feeling good. I wonder why it did? I didn't app for anything. I did use a couple of cards (WAMU Plat & BBuy MC)  just to keep them active. I have since paid them in full. Do you think that could have caused my 7 pt drop? I was at 713. Now I'm at 706. Bummer.

[oracles]

Hi Steve and welcome to the forums

This indeed could be the reason why you experience a decrease.

1- You could have gotten a "have not use card in a while, now using it ding" or the reporting balances are higher this time around than what usually is reporting. Remember for most cards you have to pay before the next statement cut so it will report a zero.

hope this helps