Left in sock drawer too long.

[craigatcraignet]

So I go to Kay.com to look for a gift to my wife for our 26th anniversary.  To my surprise I learn that the account was closed 12 days ago due to inactivity.  Today is 2 years and 12 days since the last time the card was used. Oops!  That was a $2k CL with $0.00 bal.  Oh well.  The friendly lady said I could app again.  Lesson learned:  Check the sock drawer more often.

Have a great day.

[Anonymous]

Did you ask the friendly lady if you could just open the same one up again, seeing as how it was less than a month ago?

[craigatcraignet]

Yes I did.  Unfortunately closed is closed.  

[Anonymous]

---

@craigatcraignet wrote:

Yes I did.  Unfortunately closed is closed.  

---

Well that sucks. Sorry to hear it.

[bichonmom]

---

@craigatcraignet wrote:

So I go to Kay.com to look for a gift to my wife for our 26th anniversary.  To my surprise I learn that the account was closed 12 days ago due to inactivity.  Today is 2 years and 12 days since the last time the card was used. Oops!  That was a $2k CL with $0.00 bal.  Oh well.  The friendly lady said I could app again.  Lesson learned:  Check the sock drawer more often.

Have a great day.

---

Wow. Sorry to hear that. I'm surprised they wouldn't at least send you a letter of warning. My former bank did that when my account had been inactive for a period of time, with a small balance. I guess the CCCs don't need to do that, so they don't. I'll definitely make sure I have some activity on my SD cards!

[LS2982]

The only one I worry about inactivity is CareCredit. I wonder if a vet will trim cats claws and I can use carecredit?

[boomhower]

I got bit by the same bug a few months when my $2k Hooters card was closed.  It sucks as I needed that line for UT purposes and it really hadn't been that long since I'd paid it off, six months or so.

[pizzadude]

Bummer. Sorry that they canned your card too. And from what people have said the Hooters® card isn't taking applications anymore.

Guess that to be safe you should probably use at least once every 3 months or so.....

[Anonymous]

---

@LS2982 wrote:
The only one I worry about inactivity is CareCredit. I wonder if a vet will trim cats claws and I can use carecredit?

---

We use it buy our dogs' heartworm preventative. Our vet's office doesn't care so long as a valid form of payment is tendered, which CareCredit is.

[Anonymous]

To the OP -- so sorry to hear.