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Let non-authorized user use card?

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Anonymous
Not applicable

Re: Let non-authorized user use card?


@zerbherb wrote:

it means by bad in polish, or one of those weird european languages. My grandma told me about it.


Mishegas. Define weird. Smiley Tongue

Message 21 of 34
zerbherb
Established Contributor

Re: Let non-authorized user use card?

i forgot what its called. I know my grandma used to be fluent in it though.

;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 22 of 34
Anonymous
Not applicable

Re: Let non-authorized user use card?

A lot of businesses ask for ID before using a credit card. Hotels want a DL and credit card to check in.

 

Why not have your wife as an au on your card?

Message 23 of 34
Anonymous
Not applicable

Re: Let non-authorized user use card?


@Anonymous wrote:

A lot of businesses ask for ID before using a credit card. Hotels want a DL and credit card to check in.

 

Why not have your wife as an au on your card?


$50 additional AF.

Message 24 of 34
longtime_lurker
Valued Contributor

Re: Let non-authorized user use card?


@Anonymous wrote:

@northface28 wrote:

@Anonymous wrote:
Just give her the card. If they want to make a big stink about it they can call you for authorization.

And how will the hotel know who theyre are calling? Its not a "big stink" if people did their jobs and checked ID, we would have less fraud.


You're not supposed to check IDs for credit card use.  VISA and the other banks even have instructions in their merchant guide that says retailers cannot refuse to accept your card if you do not provide ID


Correct, but hotels do reserve the right not to issue room keys without showing ID, and then one would notice the fact that the name is discrepent...and could/should lead to issues (yes, OP is innocent, but hotel has no way of knowing).

 

My suggestion to OP is either:

 

A) Hilton's policy on Echeckin is to use card provided during echeckin process. Perhaps Marriott/Hyatt/etc. are similar

 

B) Use a previous poster's suggestion to fill out a CC auth - this is still commonplace, and it just surprises me to no end to have people not understand why I can't just charge this card from who-knows-where and it's not even present. This is 100% sure to work.

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 25 of 34
longtime_lurker
Valued Contributor

Re: Let non-authorized user use card?


@Anonymous wrote:

@ojefferyo wrote:

If there isn't a signature on the back then they will ask for ID, thats why the CCC wants you to sign the back of them. I never do and I don't get asked for ID most of the time. 



And not that it's followed - but if you look in merchant / CC rules - that is NOT a signature and does not count as such.

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 26 of 34
Callandra
Valued Contributor

Re: Let non-authorized user use card?


@longtime_lurker wrote:

@Anonymous wrote:

@northface28 wrote:

@Anonymous wrote:
Just give her the card. If they want to make a big stink about it they can call you for authorization.

And how will the hotel know who theyre are calling? Its not a "big stink" if people did their jobs and checked ID, we would have less fraud.


You're not supposed to check IDs for credit card use.  VISA and the other banks even have instructions in their merchant guide that says retailers cannot refuse to accept your card if you do not provide ID


Correct, but hotels do reserve the right not to issue room keys without showing ID, and then one would notice the fact that the name is discrepent...and could/should lead to issues (yes, OP is innocent, but hotel has no way of knowing).

 

My suggestion to OP is either:

 

A) Hilton's policy on Echeckin is to use card provided during echeckin process. Perhaps Marriott/Hyatt/etc. are similar

 

B) Use a previous poster's suggestion to fill out a CC auth - this is still commonplace, and it just surprises me to no end to have people not understand why I can't just charge this card from who-knows-where and it's not even present. This is 100% sure to work.


I had one guy at work (I work for an online business) call and demand I charge this woman's card (this is just someone he knows, not a family member/spouse/etc) for something and I told him politely that I couldn't charge the card without the cardholder's permission. He then threw a hissy fit and made a formal complaint to my supervisor. Smiley LOL My supervisor laughed as she deleted his email. 

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

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Message 27 of 34
longtime_lurker
Valued Contributor

Re: Let non-authorized user use card?


@Callandra wrote:

@longtime_lurker wrote:

@Anonymous wrote:

@northface28 wrote:

@Anonymous wrote:
Just give her the card. If they want to make a big stink about it they can call you for authorization.

And how will the hotel know who theyre are calling? Its not a "big stink" if people did their jobs and checked ID, we would have less fraud.


You're not supposed to check IDs for credit card use.  VISA and the other banks even have instructions in their merchant guide that says retailers cannot refuse to accept your card if you do not provide ID


Correct, but hotels do reserve the right not to issue room keys without showing ID, and then one would notice the fact that the name is discrepent...and could/should lead to issues (yes, OP is innocent, but hotel has no way of knowing).

 

My suggestion to OP is either:

 

A) Hilton's policy on Echeckin is to use card provided during echeckin process. Perhaps Marriott/Hyatt/etc. are similar

 

B) Use a previous poster's suggestion to fill out a CC auth - this is still commonplace, and it just surprises me to no end to have people not understand why I can't just charge this card from who-knows-where and it's not even present. This is 100% sure to work.


I had one guy at work (I work for an online business) call and demand I charge this woman's card (this is just someone he knows, not a family member/spouse/etc) for something and I told him politely that I couldn't charge the card without the cardholder's permission. He then threw a hissy fit and made a formal complaint to my supervisor. Smiley LOL My supervisor laughed as she deleted his email. 


Sounds about right...I've had so many complaints of people saying that it's absurd that I want to see the CC upon check-in. My managers do something strangely similar...I thought they were unique...

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 28 of 34
inthewoods
New Contributor

Re: Let non-authorized user use card?

Thanks for all the input! I expected some varied opinions on this. I haven’t seen any strong reasons not to try the Prestige. Obviously she’ll have the CSP in her back pocket, and if I know my wife right she’ll offer it if the hotel receptionist pushes back in the slightest rather than try to argue. I’ll let you know what happens.

Message 29 of 34
icyhot
Valued Contributor

Re: Let non-authorized user use card?

Just my .02.....I stay in hotels a lot and they always ask for ID with a credit card and they normally check if the names match. I've seen some go so far as to call the CC company and tell them to call the cardholder and tell them someone is trying to use their card. Hotels do NOT want to be caught up in credit card fraud
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Message 30 of 34
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