Letters from GE every week

Anonymous · ‎03-22-2013

Am I the only one who gets letters from GE every week saying not enough exerpeince at my current credit limit? I think it might have something to do with me calling for a CLI on at least one or more of my GE backed cards every week.

Epcot · ‎03-22-2013

I got an auto-CLI on my walmart card last week. Just before my fourth statement cut.

When the statement ended, I asked for an increase online and just today got my first letter saying that I do not have enough experience with my current credit limit. Ha, funny you posted this today.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Ravensfan2001 · ‎03-22-2013

I got 2 today and 2 last week. I'm catching up.

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.

LS2982 · ‎03-22-2013

@Anonymous wrote:
Am I the only one who gets letters from GE every week saying not enough exerpeince at my current credit limit? I think it might have something to do with me calling for a CLI on at least one or more of my GE backed cards every week.

LMAO!!!

I wouldn't keep testing that as you could set off a red flag with them and they close all of your accounts.

EQ FICO 548 3/3/16

dodgerslv · ‎03-22-2013

@LS2982 wrote:
@Anonymous wrote:
Am I the only one who gets letters from GE every week saying not enough exerpeince at my current credit limit? I think it might have something to do with me calling for a CLI on at least one or more of my GE backed cards every week.
LMAO!!!

I wouldn't keep testing that as you could set off a red flag with them and they close all of your accounts.

LOL...i kept doing with my Chevron/Texaco card because it was one of my lowest limits and never gave me increase until my 10th statement when i saw an auto 200 increase. Called one more time after that and still denied so i just SD the card and has been there since. I have lots of luck on my Walmart card (had it for 8 months) though and got a nice bump on my Dillards recently (8 months old also but rarely use it).

gardening since 5/21/2016

sarkell · ‎03-22-2013

Ha I found out why I got denied for cli the soft pull was from 6 weeks ago which I was in really bad shape. I wish I knew how often they soft maybe I should try calling and maybe they'll do another.....

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720

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eviLution · ‎03-22-2013

I got the not enough experience letter from GE today too! LOL

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG

myjourney · ‎03-22-2013

@Anonymous wrote:
Am I the only one who gets letters from GE every week saying not enough exerpeince at my current credit limit? I think it might have something to do with me calling for a CLI on at least one or more of my GE backed cards every week. you think? Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

j_casteel · ‎03-22-2013

like mentioned...be careful because they do keep track of how many requests you do, and will mention that if/when you ever call in and verify with security info, etc.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

youngandcreditwrthy · ‎03-22-2013

I got one almost every day this week haha!