@Anonymous wrote:Yup, i dont want to wait. The Credit analyst i spoke with that didnt handle people with fraud alerts, said my rpeort looks absolutely solid!!! So hopefully that other department can hurry it on up!!! So if they weirdly deny me, I so want a copy of your letter haha No but really I cant they would deny you for a Credit card, and give you a lease to a car. I told the rep that too, if they denied the application I would like to know how they approved me for a 60k lease!
lol, wait until you're out among the rest of us clock-punchers, and you find that you weep with gratitude at having a day off.
Anyway, I hope that it goes well for you. On Tuesday. 
Thanks I know it will go well. Watchman I understand the signficant differece between an unsecured loan and secured. In my case Lexus FSB knows, at 21 almost 22 years old without a cosigner, and no money down for the lease i am likely not to default on the loan. In addition, all my payments from creditors are sent to Ernst and Young CC ATTN my familys accountants who pays each of my parents, Familys corp, etc bills,taxes, so forth well not one but many and my particular being my love Barbara she also has financial POA etc. Thus I thnk they can put 2 and 2 together and realize I am very very unlikely to default on any loan. prior to this Lexus had 2 others, first car was old RX when I was 16 had to submit trust documents but got it on my own with 50% down. Either way I hate waiting, and they know I wont default, and if for some weird reason they deny it, Mercedes G wagon is seriously an SUV I am considering to lease next more and more! Thanks for your informative lesson
on unsecured risk and secured!
Val