Okay so I have not seen this question asked directly but I have been wondering for a while.
So we all know that CRAP ONE --- Pulls all 3 CRA'S....
Let's say you were to lock Trans and Experian and leave EQ unlocked--- would that be like basically forcing them to pull only EQ and base decision off of that ONE agency OR will they just decline you because they can't see all three?
Anyone had experience with this?
Starting Score: (FICO)(August 29, 2013) 502(EQ) 568(EX) 549(TU) 
No they will ask you to unlock or deny the app.
******Good time to remind you of one of our guidelines. We do not discuss methods in which are or may be deemed unethical. Freezing a report to circumvent a lenders ordinary processing would fall into the category. *****
Thank you for understanding.
******Good time to remind you of one of our guidelines. We do not discuss methods in which are or may be deemed unethical. Freezing a report to circumvent a lenders ordinary processing would fall into the category. *****
Thank you for understanding.
I believe people have reported that they just ask you to unfreeze the other reports before they process your app.
