I very recently went on the hunt to replace my Citi Double Cash too. No particular reason like you, in my case I just had a goal to try and do better than 2% cash back. For the better part of my search, I had dismissed any 3% cards. They appeared to all be only from CUs I couldn't get into, were only 3% for the first year, annual fees, etc. I even e-mailed all of the CUs with 3% CB cards and most got back to me and said they have strict requirements that you live, work, pray, or go to school in these X counties. So, my search was focused on 2.5% cards.
I narrowed it down to the Alliant Visa Sig. 2.5% CB.
https://www.alliantcreditunion.org/bank/visa-signature-card
If there are better 2.5%ers out there, I'm sure others will chime in. I even went as far as starting my application. I was willing to play the game of keeping $1000 in checking and making a monthly transfer into the account. As fate would have it, when I was close to the end, I accidentally closed my browser (Doh!) I had trouble getting back in (yes, they had already ran my credit - boo). I went to bed for the night.
Next day AOD CFU https://www.aodfcu.com/visa-signature-credit-card/ responded back to my e-mail inquiry asking if someone from out of state could join. They had taken some 3 days to get back to me so I figured they were not going to reply. Their reply gave me hope. It said something like it's typically for those who ...blah blah blah.... in Alabama but you can see if you are a member of one of our qualifying clubs. Maybe I was being too hopeful but I took that as a wink! I didn't go back to the Alliant app and focused hard on the AOD. There's more to it than this but, in quick summary, I joined NEABA and was approved for AOD membership and the 3% CB AOC Visa Sig. I'm still on cloud nine.
Anyway, my whole point of this long ramble, sorry, is - since you are looking to replace your daily 2% CB card, why not take a look at getting a 2.5% or even a 3% CB card? Just something to consider. Best of luck!
[Until I can make a pretty signature, here’s an updated draft]
Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card
5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards
Everyday 4% CB:
US Bank Smartly (v1.0)
Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)
Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)
Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)
On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
