Looking for a new card

[coldfusion]

One caveat with Citi, since you mention wanting a high limit - they're generally on the conservative side with their credit limits although their cards can be grown over time via soft pull CLI requests.

[Hammer]

I recommend the AmEx Blue Cash Preferred if you spend heavily on food. It's my favorite personal credit card out of the 10 I have. Nobody can match the 6% back on groceries. If you really don't want an annual fee, the BCE is a good alternative.

The U.S. Bank Shopper Rewards is great if you heavily use Amazon or Target. 6% on those plus 3% on utilities. However, they tend to give low limits.

[Citylights18]

Three factors I would look at in a card.

1) Credit line. Some cards do offer more in the way of CL and/or potential credit line. NFCU for example will take their Flagship rewards up to 80,000.  A slew of cards with tiny lines won't help you.

2) Perks. Will the perks of the card help you, enhance what you already have? Does the card give you better access to transfer partners.

3) SUB. Is the SUB at the historical maximum for the card?

One thing I will say about applying for a Citi Double Cash is that Citi only allows you 1 SUB per 48 months. I picked up the Citi Premier at its maximum SUB (90,000). Had I picked up the Double Cash before that I wouldn't be eligible for that SUB.

[TQxlt]

Well after giving it more thought I applied for the wells fargo active cash card.

Just got approved for 5000 SL

I'll build that SL up over time.

I like the perks over the Citi DC

[GatorCowboyLion]

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@Citylights18 wrote:

One thing I will say about applying for a Citi Double Cash is that Citi only allows you 1 SUB per 48 months. I picked up the Citi Premier at its maximum SUB (90,000). Had I picked up the Double Cash before that I wouldn't be eligible for that SUB.

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My understanding is that Citi allows one SUB per card every 48. Not one SUB per customer every 48. 

https://www.doctorofcredit.com/citi-24-month-churning-rule-explained-detail/#QA