Looking for recommendations for a "step up" card

hapagrrl · ‎10-31-2017

Called today to try and apply for a revolver - they said that, since I have an alert set up with the 3 CBs, I'd have to re-apply and they'd have to do another pull.

Anyone have other suggestions for a non-AMEX revolver? I'm looking to replace major 3 appliances and a water heater very soon (hopefully, in time for an appraisal).

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.

Anonymous · ‎11-06-2017

If you're buying appliances from Lowe's their card gets you 5%. Otherwise, I would recommend a general spend card such as the Citi DC. If you are expecting to spend $5k+ you could go for the CSP's SUB. Why are you requesting a revolver though? If you're not planning to PIF there are better offers out there than the above.

Re: UPDATE: Looking for recommendations for a "step up" card

Re: UPDATE: Looking for recommendations for a "step up" card