(I'm still waiting for that sweet carbon fiber design to become available.)
What??? Can you shed more light on this 😲
Look at the last 3-4 pages of the disco design thread in smorg
Got an 11.99 pre approval on my 2nd IT and took it. Thought that was the lowest until I seen a few post up. Finally received another BT offer post covid. Just as soon as I can get another increase on my Miles with close/combine with second IT.
A community member reported it as a design option in this thread. Doesn't seem to be available to most.
10.99 for me. Not my lowest though. 6.90 on Savor. Got a low fixed rate on CO about 10 years ago at 6.90. It has moved some, but never into double digits, and its back at 6.90.
I think I have a 9.99 on BoA.
But with any card, doesn't matter much as I don't carry balances unless its at 0%.
11.99% for me. Originally approved at 14.99% and its just been rolling downhill with the Fed....
12.99% for me with Discover. My lowest APR comes from both Citi and Penfed at 10.99%. Doesn't really matter since I pay in full anyway.
18.24% on my current card. Finished up a 12-month 0% apr on purchases last month, and so far they wont give me another one.
Got the 11.99% on the prequal the other day - didn't take it.
I really don't know, pretty high. I did have one apr reduction, but I usually ask them for 0% promo, then stash some money to keep it active,otherwise it would never see the world.
I think it's 16.24%
Most of you know me i always have new cards so always have 0%'s somewhere .. Just more boredom and if i ever was to get stuck with a balance and didnt have 0% offers i rather have the best term thus went for permanent APR.. With that said I probably have 5-7 cards sub 10% APR with NFCU at 5.x being the lowest that isnt on promo 0% apr so always options. Guess just something to keep me active without throwing out apps with approvals are hard to come by with current lending environment.