Due to pure boredom and a need to start to get organized and get my credit cards in a spread sheet I decided to create a list of CC and APR from lowest to highest along with CL's. I am excluding store cards such as Lowes, etc along with business cards and line of credit ploc/clos in this post. I was really curious where my APR's stood today although certainly try not to carry a balance unless 0%. Thought i had some more sub 10% cards, but apparently not.. Time to seek some 
| Credit Card | APR | Credit Limit |
| NFCU Platnium | 5.99 | $ 50,000.00 |
| AODFCU | 7.49 | $ 20,000.00 |
| NFCU More Rewards | 9.65 | $ 30,000.00 |
| Farm Buureau Bank | 9.99 | $ 18,250.00 |
| Discover IT | 11.24 | $ 19,500.00 |
| BBVA Clear Points | 11.24 | $ 12,000.00 |
| MDSECU | 11.49 | $ 20,000.00 |
| Synovous Cash Rewards | 13.74 | $ 18,000.00 |
| PenFed PCR | 13.99 | $ 30,000.00 |
| Union Bank | 13.99 | $ 12,500.00 |
| 5/3 TRIO | 13.99 | $ 10,000.00 |
| BofA Merill Lynch | 13.99 | $ 61,500.00 |
| PenFed Pathfinder | 14.99 | $ 12,000.00 |
| Citi DC | 14.99 | $ 27,000.00 |
| Chase Freedom | 14.99 | $ 5,000.00 |
| AKC Visa | 15.23 | $ 15,000.00 |
| BBT Rewards | 15.24 | $ 9,000.00 |
| Citi Costco | 15.24 | $ 13,500.00 |
| Amex Schwab | 15.49 | $ 10,000.00 |
| Regions | 15.99 | $ 13,000.00 |
| Verizon Visa | 15.99 | $ 7,500.00 |
| Apple Card | 15.99 | $ 8,000.00 |
| Chase CSR | 15.99 | $ 35,000.00 |
| Charse Marriott | 15.99 | $ 19,000.00 |
| Chase IHG | 15.99 | $ 1,000.00 |
| William Sonoma | 16.74 | $ 25,000.00 |
| RedStone FCU | 18 | $ 6,000.00 |
| Commerce Bank Save the Children | 18.99 | $ 9,000.00 |
| Ducks Unlimited | 18.99 | $ 15,000.00 |
| PNC Core | 18.99 | $ 15,000.00 |
| SOFI WEMC | 19.99 | $ 9,500 |
| PNC Caash Rewards | 22.99 | $ 17,500.00 |
| HSBC Cash Rewards | 22.99 | $ 12,500.00 |
| Macy's Amex | 26.99 | $ 25,000.00 |
I'll trade ya my spreadsheet for yours....hmmmm?
That's kind of a (very) nice lineup. Who am I kidding? That's a kicktail line up! Thanks for sharing so I can be jealous (in a good way) of course. 
Hahah thanks although i am just a above average hitter here.. Many peoples spreadsheets on here will make mine look tiny in amount of cards and limits on cards although that is over 600k right there in personal majors lol.. Coldfusion/Finstar/Mahraja/Njoy/Gmood make me very modest
@CreditCuriosity wrote:Hahah thanks although i am just a above average hitter here.. Many peoples spreadsheets on here will make mine look tiny in amount of cards and limits on cards although that is over 600k right there in personal majors lol.. Coldfusion/Finstar/Mahraja/Njoy/Gmood make me very modest
Welp! Y'all ALL (yes, I said it- Y'all ALL) make me very jealous. Naw, jk....but somebody has to show us how it's done and with excellent advice/dp's to boot. So no envy really but lots of admiration for those that share.
I actually enjoy seeing how credit works, where it can and can't go (in my case). Not only that, when I get an offer and it's more in line with the Big Dawgs here and not us "pups" then I know it's Marketing and can line the puppy cage successfully without a qualm.
I'm about to copy you and do me up a spreedsheet like that...just because.
Very nice @CreditCuriosity . As im stepping away from credit, if i can lol, ive actually just started to see where i stand 5/24. My biggest credit regert was closing my Chase Amazon card too early but just yesterday i erote down all my card dates opening including closed. Being that tomorrow is Lockdown Sunday, im going to sit and put them in order to see just how bad myFico took me to the Darkside
Thanks to your post im now going to add my aprs too so i can actually have something to stare at when thinking of apping. Ill need at least one more bt card to help me enter 2021 but if i can manage to stay employed , healthy, and grounded i may just do it
@CreditCuriosity wrote:ACL? Accumulated credit lines? Nah never really paid attention to that as have LOC's and business cards but probably around 700k-750k range if that is what you mean..
I believe he meant Average Credit Limit.
But, yeah once I went past the $2MM TCL years ago, I seldomly paid attention too and ACL was pointless for my profile given the mix of personal and biz CCs + PLOCs, OLOCs, BLOCs, etc. IME, there's been higher APRs assigned on some Barclays, AmEx, BoA and Citi cards, but the higher SLs upon approval matter for my spending patterns vs. APR since I typically PIF and don't carry balances. Then, just for s&g's, I typically engage Citi or BoA, for instance, and they typically lower the standard APRs
Nice and healthy list btw @CreditCuriosity 😁
@FinStar wrote:
@CreditCuriosity wrote:ACL? Accumulated credit lines? Nah never really paid attention to that as have LOC's and business cards but probably around 700k-750k range if that is what you mean..
I believe he meant Average Credit Limit.
But, yeah once I went past the $2MM TCL years ago, I seldomly paid attention too and ACL was pointless for my profile given the mix of personal and biz CCs + PLOCs, OLOCs, BLOCs, etc. IME, there's been higher APRs assigned on some Barclays, AmEx, BoA and Citi cards, but the higher SLs upon approval matter for my spending patterns vs. APR since I typically PIF and don't carry balances. Then, just for s&g's, I typically engage Citi or BoA, for instance, and they typically lower the standard APRs
Nice and healthy list btw @CreditCuriosity 😁
I once tore my ACL trying to get a AOD card true story😁