MACYS CLI QUESTION

[BearsAndTurtlesRtheBest]

My sister got her Macys card on April 2012 with a $300 CL yeah thats ugly knwoing that MACYS HAS ITEMS THAT ARE MORE THAN $300. So we wanted to use it maybe this weekend and see if they can give us a cli but my question is will it be a SP o HP? We've already used the card and given payments so it has a excellent payment history but havent used it since November 2012. Anyone wanna share there story of when they got their CL of $300 to IDK anyhting higher than $300!?!?! HAHHA THANKS! 

[creditnocash]

personally the 2 times i asked were soft pulls but its ymmv since others have posted it was a hard pull. 

i originally opened the card in december 10' and they only gave me a 100$ limit, yea 100. 

i used it a few times and paid it off all by may maybe of that year and then didnt use it for about a year and decided to go online(jun 12') and look at my statements and noticed they upped it  too 2k. anyways called up from the number on the back of the card  and asked for a cli to 3.5k not too be too farfeched. the lady put me on hold while she dialed uw, and after 45 seconds(which felt like an hour)

she goes congratulations enjoy the sales! (4th of july sales) obviously at 24% apr id never carry a balance. 

[BearsAndTurtlesRtheBest]

HMMM its risky we are trying to basically get all her cards over $999 so far she has her Lowes (AU) to $6,000, Sport Chalet VISA (JOINT)to $3,000, Old Navy $1,300, and still want her AE , CHEVRON , MACYS TO AT LEAST TOUCH THE 1K'S. Anyone else? Thanks for shating!!! @creditnocash

[BearsAndTurtlesRtheBest]

Should we just go ahead and do a CLI REQUEST ONLINE? (bitting finger nails)

[creditnocash]

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@BearsAndTurtlesRtheBest wrote:

Should we just go ahead and do a CLI REQUEST ONLINE? (bitting finger nails)

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if your willing to give up a hard pull for it? 

as someone's signature says. 

always expect a hardpull and be relieved when its not!

[Rhaeny]

When I called in for mine I told them I wanted a CLI with a sp only.  I asked the rep that if it required a hard pull would she abort the request.  She said yes no problem and I was given an extra 500.  That is how I have been doing with all of my CLI's.  If they don't understand what I'm saying then I just hang up and call back later.  I had some reps to tell me that it will ALWAYS be an hp.  I knew they were full of cow manure so I just hung up.  When you are talking to them you can tell if you're talking to a turd face who is clueless.  Of YMMV, but this has been working for me.

[Creditaddict]

It SHOULD be SP, some reps don't know, some tell you it is HP and it's SP, it is suppose to be SP, I can't say it enough....

Macy's is usually very generous with CLI.  I would ask for $3k based on some of the other higher limit joint cards and such... they will counter.

[visorboy1974]

SP for me via chat feature back in September.  

[BearsAndTurtlesRtheBest]

thats soo weird just chated with a rep via chat, and she told me that it would require a hard pull. We don't want a inq on her EX report because ALL THE inquries on her EQ, TU , AND EX will fall off April Of 2014 and dont want another inquire. The hting is that we dont want to get the CLI requst denied asnd still have that inq from macys We will have to wait.......... i suppose

[BearsAndTurtlesRtheBest]

^ she only has three inq on Ex, 4 on Eq, and two on Tu