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Macy’s AMEX Upgrade Finally!

tag
sauciefarr
New Contributor

Re: Macy’s AMEX Upgrade Finally!

I will chime in too -- I was upgraded last week.  Very happy !

2.24.2026 FICO 8 EXP 817; EQ 826; TU 820 AMEX Platinum NPSL, POT 30,000; AMEX Gold NPSL, POT 25,000; AMEX Cash Magnet 35,000; AMEX Delta Reserve 40,000; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 46,000; NFCU Plat MC 34,000; USAA Cash Rewards VISA 20,000; IKEA 35,000, Venmo VISA 20,000; SamsClub MC 20,000; Discover 38,600 (2 cards), Citibank Aadvantage Platinum Select World Elite MC 14,300; Pottery Barn 37,000; Williams-Sonoma 27,000; FNBO VISA Signature 18,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 20,000; Target MC 7000; AAA Signature Visa 28,500; Apple Card 13,500; Truist Visa 19,700; Barclays GM Card 14,000; Chase Sapphire Reserve 18,000; Chase Prime Visa 14,000. Utilization less than 1%
Message 21 of 28
sauciefarr
New Contributor

Re: Macy’s AMEX Upgrade Finally!


@Anonymous wrote:

Just wanted to chime in and say that I just got this upgrade offer as well.  I took it.  760 FICO.



😄

2.24.2026 FICO 8 EXP 817; EQ 826; TU 820 AMEX Platinum NPSL, POT 30,000; AMEX Gold NPSL, POT 25,000; AMEX Cash Magnet 35,000; AMEX Delta Reserve 40,000; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 46,000; NFCU Plat MC 34,000; USAA Cash Rewards VISA 20,000; IKEA 35,000, Venmo VISA 20,000; SamsClub MC 20,000; Discover 38,600 (2 cards), Citibank Aadvantage Platinum Select World Elite MC 14,300; Pottery Barn 37,000; Williams-Sonoma 27,000; FNBO VISA Signature 18,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 20,000; Target MC 7000; AAA Signature Visa 28,500; Apple Card 13,500; Truist Visa 19,700; Barclays GM Card 14,000; Chase Sapphire Reserve 18,000; Chase Prime Visa 14,000. Utilization less than 1%
Message 22 of 28
MzChrissy
New Contributor

Re: Macy’s AMEX Upgrade Finally!

Congratulations! Thank you for posting. I headed over to the app after reading your post then clicked the button and was upgraded too. CL: $20,000
Current Score:
Goal Score [Dec. 2021]:

Take the myFICO Fitness Challenge

NFCU Platinum $50k | BlueNile $22.5k | Macys AMEX $20k | Citibank (AU) $19k | NFCU LOC $15k | AMEX Platinum $13k POT | Apple (Goldman Sachs) $12k | Amazon Store Card $10k | PayPal Credit $10k | Discover IT $10k | SoFi MasterCard $9k | Nordstrom Visa $6k
Message 23 of 28
hopefulonel
Established Member

Re: Macy’s AMEX Upgrade Finally!

I finally received the Macy's upgrade offer this morning. When I go to upgrade, I get an error that "We encountered a problem while processing your request, please try again." This keeps happening. I've turned off all browser extensions, refreshed the page, tried the upgrade in incognito mode, switched from Chrome to Firefox, and allowed popups. 

 

15 minutes later: Just tried again in the Macy's app. Exact same error. I'll give it some time, and try again.

 

Anyone know how I can fix this?

 

Pleased to report that my upgrade finally went through. It only took about 3 hours. Smiley Tongue Congratulations! Your Macy's Credit Card ending in  has been upgraded to a Macy’s American Express® Card. It should arrive within 10-15 business days.

Limit is $10,700. I'll request another CLI in about 3 weeks.

 

In the garden until July 2022!
Message 24 of 28
Anonymous
Not applicable

Re: Macy’s AMEX Upgrade Finally!

I just logged in and got mine today! So excited. I usally have 0-5% usage

Message 25 of 28
Anonymous
Not applicable

Re: Macy’s AMEX Upgrade Finally!

Congrats!! I have a question.  Was a hard inquiry done or a soft pull? 

Message 26 of 28
coldfusion
Credit Mentor

Re: Macy’s AMEX Upgrade Finally!


@Anonymous wrote:

Congrats!! I have a question.  Was a hard inquiry done or a soft pull? 


When Citi extends an upgrade offer from the store card to Macy's AMEX it is a soft pull.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 27 of 28
StephyG
New Visitor

Re: Macy’s AMEX Upgrade Finally!

After upgrading to Macy’s AMEX, did you notice any difference in CLI requests being denied?

Message 28 of 28
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