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Macy's dropped my credit limit!

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AverageJoesCredit
Legendary Contributor

Re: Macy's dropped my credit limit!

Navy can give even higher through their member portalSmiley Wink
Message 21 of 25
Aim_High
Super Contributor

Re: Macy's dropped my credit limit!


@AverageJoesCredit wrote:
Navy can give even higher through their member portalSmiley Wink

Are you talking about their CLIs, AJC?  Smiley Surprised

Or Card Approvals?


Business Cards


Length of Credit > 40 years; Total Credit Limits >$926K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 22 of 25
CreditCuriosity
Moderator Emeritus

Re: Macy's dropped my credit limit!


@Aim_High wrote:

@AverageJoesCredit wrote:
Navy can give even higher through their member portalSmiley Wink

Are you talking about their CLIs, AJC?  Smiley Surprised

Or Card Approvals?


cashback i assume for macys

Message 23 of 25
AverageJoesCredit
Legendary Contributor

Re: Macy's dropped my credit limit!

Yeah, cashback. Ive seen it as high as 6% on top of the CR 1.5% Smiley Happy
Message 24 of 25
Anonymous
Not applicable

Re: Macy's dropped my credit limit!

OP, this has been posted elsewhere, so I am repeating myself. When I purchased my last new car, FMCC had a great deal going on. I told my salesrep only to check FMCC. He didn't. There were now several HP's on my report and my score had dropped a number of points. No, the auto loan inquiries were NOT treated as one inquiry. I did not like how my CR looked. I wrote (return receipt) all of the financial institutions and told them that I did not authorize their HP's. All of them were removed. A couple took another letter or two and one involved a phone call. Each time one was removed, my score went up about four points.

Message 25 of 25
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