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Macys Amex CLI ?

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Anonymous
Not applicable

Macys Amex CLI ?

Hello fam, 

 

i opened my macys amex on 2/15. when is it a good time to ask for an increase? at the 6 month mark?

i know i would take a HP. 

 

thanks! 

Message 1 of 8
7 REPLIES 7
ddemari
Super Contributor

Re: Macys Amex CLI ?

I think you can secure message them every 4 months for a CLI and it wont be a hardpull even though they say it might be. 

Message 2 of 8
Anonymous
Not applicable

Re: Macys Amex CLI ?


@ddemari wrote:

I think you can secure message them every 4 months for a CLI and it wont be a hardpull even though they say it might be. 


This..^^^^.  It will likely be a soft pull.

Message 3 of 8
SunriseEarth
Moderator Emeritus

Re: Macys Amex CLI ?


@Anonymous wrote:

Hello fam, 

 

i opened my macys amex on 2/15. when is it a good time to ask for an increase? at the 6 month mark?

i know i would take a HP. 

 

thanks! 


You're past the 6 month mark, so you might be able to get SP CLI.   My last CLI for Macy's AMEX was HP, since it was less than 6 months.   Macy's can definitely be YMMV.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 4 of 8
ddemari
Super Contributor

Re: Macys Amex CLI ?

I feel good results are coming your way!
Message 5 of 8
ddemari
Super Contributor

Re: Macys Amex CLI ?

Interesting you had a hardpull. Ill remember that
Message 6 of 8
Anonymous
Not applicable

Re: Macys Amex CLI ?

thanks for the input. ill give it a try soon. 

 

do i state how much i want my limit increased to ?

Message 7 of 8
SunriseEarth
Moderator Emeritus

Re: Macys Amex CLI ?


@Anonymous wrote:

thanks for the input. ill give it a try soon. 

 

do i state how much i want my limit increased to ?


Yes, and they do counteroffers.   However, the "aim for the stars to hit the moon" approach that one might use with Sync Bank hasn't been recommended anecdotally for Macy's.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 8 of 8
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