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Major Chase Freedom Revamp - Effective 9/15/20

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Credit12Fico
Established Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20


@TSlop wrote:

@kilroy8 wrote:

Finally got my email about the changes on FU from Chase.

 

Don't feel so left out anymore.


Yuppers, I just got my email today as well! Now to wait for Sapphire information.


If we haven't received, would it be safe to assume they'll be mailing an account closure letter instead? Smiley Happy

Message 131 of 473
Anonymous
Not applicable

Re: Major Chase Freedom Revamp - Effective 9/15/20

only email i got from chase freedom this week is about Lyft benefits.

 

that was this morning.

Message 132 of 473
kilroy8
Super Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20

I don't think Freedom will get any kind of notification, you would have to call and do a PC on your own to get new stuff. Or apply for the new card (and maybe get SUB).

Message 133 of 473
Anonymous
Not applicable

Re: Major Chase Freedom Revamp - Effective 9/15/20


@kilroy8 wrote:

I don't think Freedom will get any kind of notification, you would have to call and do a PC on your own to get new stuff. Or apply for the new card (and maybe get SUB).


Contacted Chase on the Freedom Card conversion (in writing) to the Freedom Flex MasterCard. Chase confirmed in writing what you just posted. They will allow all present customers to keep their present Chase Freedom Visa Cards as is unless a telephone contact is made using the telephone number on the back of the cardholder's Freedom Visa Card. They did add Chase would do an evaluation of the cardholder's performance (no guarantee on the possible account conversion) and related. Frankly, I was surprised by the account review? Smiley Sad

Message 134 of 473
Anonymous
Not applicable

Re: Major Chase Freedom Revamp - Effective 9/15/20


@Anonymous wrote:

@kilroy8 wrote:

I don't think Freedom will get any kind of notification, you would have to call and do a PC on your own to get new stuff. Or apply for the new card (and maybe get SUB).


Contacted Chase on the Freedom Card conversion (in writing) to the Freedom Flex MasterCard. Chase confirmed in writing what you just posted. They will allow all present customers to keep their present Chase Freedom Visa Cards as is unless a telephone contact is made using the telephone number on the back of the cardholder's Freedom Visa Card. They did add Chase would do an evaluation of the cardholder's performance (no guarantee on the possible account conversion) and related. Frankly, I was surprised by the account review? Smiley Sad


I also contacted Chase regarding conversion, by phone. The card can be PC'D but not until the 13th. 

Message 135 of 473
Citylights18
Valued Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20


@Anonymous wrote:

@Anonymous wrote:

@kilroy8 wrote:

I don't think Freedom will get any kind of notification, you would have to call and do a PC on your own to get new stuff. Or apply for the new card (and maybe get SUB).


Contacted Chase on the Freedom Card conversion (in writing) to the Freedom Flex MasterCard. Chase confirmed in writing what you just posted. They will allow all present customers to keep their present Chase Freedom Visa Cards as is unless a telephone contact is made using the telephone number on the back of the cardholder's Freedom Visa Card. They did add Chase would do an evaluation of the cardholder's performance (no guarantee on the possible account conversion) and related. Frankly, I was surprised by the account review? Smiley Sad


I also contacted Chase regarding conversion, by phone. The card can be PC'D but not until the 13th. 


What if you don't PC to Flex? Does the Freedom remain as it is (5% rotator, 1% everything else)?

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 136 of 473
MyFault
Valued Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20


@Anonymous wrote:

 

My interest is on what they might do with the CSP, so i will be watching for that. Because after this revamp on non AF cards you have to think a that one is due for the AF Cards, you can't have the Freedom cards giving 3% on Dining when the CSP only get 2X UR points.


CSP only gets 2x, however when you factor in the 25% multiplier on redemptions within the Chase portal, it's effectively 2.5% back. While it's still under the 3% of the CFF/CFU, i agree the CSP and CSR need revamped now.  But you're able to make up some of that difference. So, you can transfer your UR points from the CFF/CFU to CSP and then Dining will be 3.75%. Plus, 2x on ALL travel, the $95 AF is worth it imo.

 

All that being said, i'm very interested to see what they do with the CSP/CSR. I'm truly hoping they add a solid grocery point earning category to both, and at least 3x dining on CSP, and 4x dining on CSR. Hopefully 5x on CSR, if we're lucky...







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Message 137 of 473
UpperNwGuy
Valued Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20

What is an "account review"?  Sounds ominous.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 138 of 473
UpperNwGuy
Valued Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20

I'm astonished that forum members are attempting to justify paying a $95 fee for the CSP to get 2x dining when the no-fee CFU and CFF will get 3x dining.  There must be a full moon this week....

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 139 of 473
TSlop
Valued Contributor

Re: Major Chase Freedom Revamp - Effective 9/15/20


@Citylights18 wrote:

@Anonymous wrote:

@Anonymous wrote:

@kilroy8 wrote:

I don't think Freedom will get any kind of notification, you would have to call and do a PC on your own to get new stuff. Or apply for the new card (and maybe get SUB).


Contacted Chase on the Freedom Card conversion (in writing) to the Freedom Flex MasterCard. Chase confirmed in writing what you just posted. They will allow all present customers to keep their present Chase Freedom Visa Cards as is unless a telephone contact is made using the telephone number on the back of the cardholder's Freedom Visa Card. They did add Chase would do an evaluation of the cardholder's performance (no guarantee on the possible account conversion) and related. Frankly, I was surprised by the account review? Smiley Sad


I also contacted Chase regarding conversion, by phone. The card can be PC'D but not until the 13th. 


What if you don't PC to Flex? Does the Freedom remain as it is (5% rotator, 1% everything else)?


I don't know if any of the callers above dove that deep in their calls, but I'm curious as well. I understand that this change will not be automatic (as it is with the CFU upgrade email) and that we will have to call to PC, but I'm wondering if they will even let us know? I suppose they can just close off new apps and just let the CF card go on as is with diminished earnings (like the no AF Sapphire), but I'm hoping they'd at least email everyone to let them know the option is available to switch and get new perks. Either way, we'll find out within the next 14 days! 

Message 140 of 473
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