Only had one official rebuilder (other was secured CU card that is now unsecured). First National legacy (79 vs 89 annual fee, same bank). They were good with cli's, hassle free, grace period. All US based customer support, and very easy to cancel.
They admit they are rebuilder card. They offered to lower apr to 19.99 vs 29.99 without credit check, but no AF waiver (cause we don't make them money
). Would recommend this bank to rebuilders everywhere (first national, first savings, South Dakota). When you must pay to play!
Congrats on your rebuild.
They admit they are rebuilder card. They offered to lower apr to 19.99 vs 29.99 without credit check, but no AF waiver (cause we don't make them money
). Would recommend this bank to rebuilders everywhere (first national, first savings, South Dakota). When you must pay to play!Congrats on your rebuild.
Great when you get to where you can kick those to the curb. Just give em thanks for helping get you to where you are now. I always tell them I appreciate that they have helped me reestablish my credit. First Premier went last month and Credit One goes bye bye this month. I will be down to only one AF card after that, but it doesn't charge me for another 9 months, then we'll negotiate. 