Marvel MC via Synchrony

[SunriseEarth]

---

@Anonymous wrote:

---

@Anonymous wrote:

I noticed in one of the other sections that this seems to be a very popular card. I checked it out and it I don't see anything overly attractive about it other than the AMAZING card designs... APR isn't attractive, no balance transfer deals and the rewards basic at best. 

Are they generous with approvals and CL's? I am not looking to apply or anything like that. I'm just curious.

---

I never really understood the craze about this card, but from what I recall it was mostly because of the 3% back at dining, entertainment, and marvel products. Made it a pretty good no AF entertainment/dining rewards card. Also, people really like that shield card design.

---

For my spend, it's a great card.   I primarily use it for restaurants and bars, but the dining catecory also includes Fast Food and Catering.  I usually use Cash+ at Fast Food locations, except when Marvel had a spend bonus in December.

The entertainment categories are also useful.   My Cash+ has movie theaters as a 5% option, but I usually use mine for Fast Food and Book Stores.   Marvel would get 3% in all of these categories.  Since I rarely go to the movies these days, I just use Marvel there.    I also use Marvel to pay for my PS Vue and I've used it in other various locations, like toy stores.   

And yes, I have the shield design and love it!   It gets a lot of compliments.  

[SunriseEarth]

---

@Themanwhocan wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

I noticed in one of the other sections that this seems to be a very popular card. I checked it out and it I don't see anything overly attractive about it other than the AMAZING card designs... APR isn't attractive, no balance transfer deals and the rewards basic at best. 

Are they generous with approvals and CL's? I am not looking to apply or anything like that. I'm just curious.

---

I never really understood the craze about this card, but from what I recall it was mostly because of the 3% back at dining, entertainment, and marvel products. Made it a pretty good no AF entertainment/dining rewards card. Also, people really like that shield card design.

I'm not a big fan of Synch, so I've avoided it. I already have two Synch cards, which is two too many for me.

---

Right, especially dining.   3% is pretty good as a number of year-round 5% options went away, so this and Chase AARP are among the top cashback rate/

---

As well as Security Service Power Travel, and NFCU GO Rewards, and UMB Simply Rewards (lots of banks have a version of this card).

And of course Huntington Voice, and Golden1 Platinum Rewards, and American Express Simply Rewards.

Or perhaps Lowes Business Rewards, or InFirst FCU Visa Rewards, or US Bank Business Edge Select...

There are an awful lot of alternatives in the ~3% cash back Dining category, now that 5% is only available for Fast Food on the US Bank cash+ card.

---

They aren't exactly equivalent, but the differences may not matter much, depending on your spend.  The UMB Simply Rewards website specifically states that MCC codes 5812 (Restaurants) and 5814 (Fast Food) are eligible for 3X points.   I went on chat with NFCU, and they also specifically listed 5812 & 5814 were eligible for 3X points for GO Rewards.   Sync is generally more inclusive in the dining category.  With Marvel (and Sam's Club), I've received 3X on 5811 (Caterers) and 5813 (Drinking Places).  

I've most frequently come across the Caterer category if I go to an event that has a bartender.   The "drinking places" category usually comes up when the SO and I go to a favorite bar of ours.  Other bars may use that MCC code, if they don't use 5812.