Marvel card should I apply ?

[kugel]

Should I apply even I am not planing to use the marvel benefits I am not into gaming ?

[capnsloya]

Hello kugel,
There are many more benefits to the Marvel card than just gaming. The 3% cash back under select entertainment includes movie theaters, video rental, game stores, amusement parks, zoos, circuses, aquariums, digital entertainment, music, games and software, books and newsstands, toys and hobby stores...

I would say go for it if your credit report and scores are looking good!

[kugel]

All my cards have 15k and us do they give u high credit limits ?
Not looking for small limits

[pipeguy]

When this card was first released it was kind of the "flavor of the month" on MyFico - from what I saw most folks got it because of the card design(s). That said from what I've noticed on here now many think its just kind of an "also ran" card with a high APR. I can't imagine tossing that card out at a professional business meal as payment - well maybe the plain black one.... IMO there are better options ....

[Anonymous]

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@pipeguy wrote:

When this card was first released it was kind of the "flavor of the month" on MyFico - from what I saw most folks got it because of the card design(s). That said from what I've noticed on here now many think its just kind of an "also ran" card with a high APR. I can't imagine tossing that card out at a professional business meal as payment - well maybe the plain black one.... IMO there are better options ....

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while the APR can range fairly high i think almost 26% you can get approved for mid 15% while isnt super great but its on par with other major lenders,  citi costco is roughly the same APR.

[Anonymous]

I hadn't known about all those entertainment-related benefits of the Marvel card; the benefits on books particularly interest me. I'll have to look into it once I get out of my gardening phase, presuming my scores are good enough by then. Is there a pre-approval or pre-qualification link to test?

[odd_dog]

I have not used it for theme parks yet (disney) but as a 3% food card it works really well!!  And the kids at McDonalds get a kick out of the design.....LOL

[AverageJoesCredit]

Ill pull mine out anytime. Yes Apr can be high, what Sync card isnt , but if you pif forsnt matter just a number. Yes you may start off small, but you can get this card into the 25k range if your profile is good enough. I dont use mine enough bur i still enjoy a couple bucks backs when using it to dine etc. You should always get a card for how it works for you not how it looks. Though in this case looks are pretty sweet.

[odd_dog]

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@AverageJoesCredit wrote:
Ill pull mine out anytime. Yes Apr can be high, what Sync card isnt , but if you pif forsnt matter just a number. Yes you may start off small, but you can get this card into the 25k range if your profile is good enough. I dont use mine enough bur i still enjoy a couple bucks backs when using it to dine etc. You should always get a card for how it works for you not how it looks. Though in this case looks are pretty sweet.

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Off topic but that made me LAUGH.....sadly you sound like me....

back ON topic, the dine feature is great and I like that they just take the 3% off your statement when you have a balance, no worrying about cash out thresholds.....makes it easier to just use the card on impulse.....

[Anonymous]

It's the bookstore/newsstand cash back that really caught my eye, as I'm a distinct bibilophile (heh - I have a real storage issue with books just now in my little apartment!) and put this card on my list for consideration once I get out of the garden (bearing in mind the well-known issues with Synchrony/Comenity cards which impel one to take care when applying for more of those). I'm wondering if the 2% cash back will kick in when purchasing books from online sources such as Amazon and Overstock?